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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Aug 14, 2026·5 days on market

708 Myrtle Avenue

Green Cove Springs, FL 32043

$510,000sold priceListed at $529,000 · 96.4% of asking$167/sqftMLS# 2154732
6
Beds
4
Baths
3,061
Sq Ft
1949
Built
—
Garage
No
Pool
FEMA Zone XNo HOA10,454 sqft lotSingle Family Residence1 story

About this home

Green Cove Springs

** Seller is offering $10,000 credit towards buyers closing cost** Recent 4 point & Wind mit reports will show all plumbing and all electrical has been updated, both HVAC units 2025, 2023 Roof, both water heaters 2025. Restored mid-century home with full detached separate in-law quarters. Home perfectly situated just one block from the St. Johns River in the heart of beautiful Green Cove Springs. Blending timeless character with modern elegance, this multi-generational property offers exceptional versatility with two beautifully updated residences on one serene homesite. The main home features five spacious bedrooms and three full bathrooms. Its fully renovated kitchen is a showpiece, showcasing custom white shaker cabinetry, quartz countertops, a large center island, and premium stainless-steel appliances.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,825
Property taxesest. at asking price, Clay County$782
Estimated total, before insurance$3,606/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,378/yr · $282/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$510,000
$102,000
Loan Term
Monthly Payment
$2,825
Principal & Interest: $2,825
Property taxes (est.): $782
Insurance (est.): $340
Estimated Total Monthly
$3,946
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — 2023 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer (public record) · Public water (record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,419 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2024$335,862$147,039—
2023$314,986$141,300—
2022$276,763$135,729—

2025 property taxes (current owner): $3,378/yr

Estimated taxes if purchased at asking price: ~$9,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

History

Price & status history

  • Aug 14, 2026Closed$529,000
  • Jul 16, 2026Active Under Contract$529,000
  • Jul 10, 2026Listed$529,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $227/sq ft; this home is listed at $173/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
221 North Street, Green Cove Springs, FL 32043Listed by THE LEGENDS OF REAL ESTATEJun 2026$357,000$1474/3.52,42290.5
102 Yacht Club Pointe, Green Cove Springs, FL 32043Listed by WATSON REALTY CORPJul 2026$995,000$2635/4.53,7803140.6
1257 Governors Creek Drive, Green Cove Springs, FL 32043Listed by BETROS REALTY INCJun 2026$590,000$2274/32,602830.7
1624 Colonial Drive, Green Cove Springs, FL 32043Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$685,000$2365/42,9002701.3
1677 Pebble Beach Boulevard, Green Cove Springs, FL 32043Listed by KELLER WILLIAMS ST JOHNSAug 2026$580,000$1654/43,512311.4
3686 Winged Foot Circle, Green Cove Springs, FL 32043Listed by INI REALTYJun 2026$565,000$2064/32,737661.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$529,000
Price / Sq Ft$173
Bedrooms6
Bathrooms4.00
Full Baths4
Square Footage3,061
Acres0.24 acres
Year Built1949
TypeResidential
Sub-TypeSingle Family Residence
StyleMulti Generational, Ranch, Mid-Century Modern
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address708 Myrtle Avenue, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionGreen Cove
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size10,454.4 sq ft
Parcel Number38062601799000000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Guest Suite, His and Hers Closets, In-Law Floorplan, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Electric Cooktop, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LaundryElectric Dryer Hookup, In Unit

Exterior

Patio / PorchCovered, Front Porch, Rear Porch
FencingBack Yard, Wood
RoofShingle
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 10, 2026
Days on Market5
Tax Amount$3,378.38
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JPAR CITY AND BEACH

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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