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Sold

Sold·Closed Apr 23, 2026·0 days on market

116 Yacht Club Point

Green Cove Springs, FL 32043

$915,000sold priceListed at $949,900 · 96.3% of asking$337/sqftMLS# 2123692
4
Beds
3
Baths
2,712
Sq Ft
2023
Built
2
Garage
No
Pool
HOA $431/mo4,792 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Green Cove Springs

OPEN HOUSE, Sat. 3/7 11-1 - Newly built in 2023 with top tier materials, energy-efficient systems, and timeless design on Governors Creek off the St Johns River. Over 2,700 sq ft, 4 bedrooms, 3 full baths, plus an office that could be used as a 5th bedroom. With a deeded boat slip, this home delivers serious value for true waterfront living under $1M. Every detail was considered: 2×6 framing, spray foam & rockwool insulation, standing seam metal roof, stem wall foundation, dual 16-SEER HVAC units, dual hybrid water heaters, whole-house & attic dehumidifiers. Inside, you'll find white oak floors, soft-close natural white oak cabinetry, quartz waterfall island, custom range hood. The layout features a first-floor guest suite with water views, and an upstairs primary suite with motorized shades, soaking tub, marble shower and extra large dual closets that include en-suite laundry & fridge. Waterfront patio features a Cypress tongue & groove ceiling & gas fireplace. Additional Highlight

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$5,028
Property taxesest. at asking price, Clay County$1,402
HOAbilled monthly$431
Estimated total, before insurance$6,862/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,741 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $236/sq ft; this home is listed at $350/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1257 Governors Creek Drive, Green Cove Springs, FL 32043Listed by BETROS REALTY INCJun 2026$590,000$2274/32,602830.3
708 Myrtle Avenue, Green Cove Springs, FL 32043Listed by JPAR CITY AND BEACHAug 2026$510,000$1676/43,06150.6
3360 Olympic Drive, Green Cove Springs, FL 32043Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$490,000$2434/22,0151110.8
3674 Winged Foot Circle, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$494,000$2403/22,056190.9
1624 Colonial Drive, Green Cove Springs, FL 32043Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$685,000$2365/42,9002700.9
1677 Pebble Beach Boulevard, Green Cove Springs, FL 32043Listed by KELLER WILLIAMS ST JOHNSAug 2026$580,000$1654/43,512311

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$949,900
Price / Sq Ft$350
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,712
Acres0.11 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

ElementaryCharles E. Bennett
MiddleGreen Cove Springs
HighClay

Community Information

Address116 Yacht Club Point, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionGovernors Pointe Yacht Club
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size4,791.6 sq ft
Parcel Number38062601754600002
ZoningResidential

Amenities

AmenitiesPool, Barbecue, Boat Dock, Boat Slip, Clubhouse, Gated, Spa/Hot Tub
UtilitiesCable Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage
ViewRiver, Trees/Woods, Water, Other
Waterfront TypeCreek, River Access, River Front

Interior

Interior FeaturesBuilt-in Features, Butler Pantry, Eat-in Kitchen, Entrance Foyer, His and Hers Closets, In-Law Floorplan, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Smart Home, Walk-In Closet(s)
AppliancesDishwasher, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringWood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas, Outside
# of Stories2
LaundryUpper Level
SecuritySecurity Gate, Smoke Detector(s)
Spa FeaturesCommunity

Exterior

Exterior FeaturesBalcony, Boat Slip, Dock
Patio / PorchCovered, Rear Porch, Screened
RoofMetal
ConstructionFiber Cement, Frame

Additional Information

Date ListedJanuary 6, 2026
Days on Market0
HOA Fees$431.25 / Monthly
HOA FrequencyMonthly
HOA NameGovernors Pointe Yacht Club
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXIT MAGNOLIA POINT REALTY

Sold by: DJ & LINDSEY REAL ESTATE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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