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Sold

Sold·Closed Jun 18, 2026·5 days on market

811 Hickory Knolls Drive

Green Cove Springs, FL 32043

$455,000sold priceListed at $449,900 · 101.1% of asking$161/sqftMLS# 2143838
4
Beds
3.5
Baths
2,821
Sq Ft
2004
Built
2
Garage
Yes
Pool
HOA $34/mo9,148 sqft lotSingle Family Residence2 stories

About this home

Green Cove Springs

Step into a home where space, style, and comfort come together effortlessly. From the moment you walk in, you're greeted by soaring ceilings and an airy, open layout that feels both grand and inviting. The formal dining room sets the stage for memorable gatherings, while the expansive great room flows seamlessly into a beautifully designed kitchen with a breakfast area- perfect for everything from quiet mornings to lively evenings with friends and family. The primary suite, tucked away on the main floor, is a true retreat featuring a tray ceiling, spa-like garden bath, oversized shower, and dual vanities--your own private escape at the end of the day. Upstairs, a versatile bonus room offers endless possibilities for a media space, playroom, or additional living area, accompanied by three bedrooms--two generously oversized, including one with its own ensuite bath. This home has been thoughtfully updated with peace of mind in mind, including a newer roof and HVAC systems

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,520
Property taxesest. at asking price, Clay County$697
HOAbilled annually$34
Estimated total, before insurance$3,252/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,176/yr · $265/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$455,000
$91,000
Loan Term
Monthly Payment
$2,520
Principal & Interest: $2,520
Property taxes (est.): $697
Insurance (est.): $303
Estimated Total Monthly
$3,521
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,661 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$409,607$174,175—
2024$408,883$168,559—
2023$393,996$162,194—
2022$356,381$156,014—
2021$269,499$138,020—
2020$261,162$135,425—

2025 property taxes (current owner): $3,176/yr

Estimated taxes if purchased at asking price: ~$8,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $227/sq ft; this home is listed at $159/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3360 Olympic Drive, Green Cove Springs, FL 32043Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$490,000$2434/22,0151110.6
3366 Wall Road, Green Cove Springs, FL 32043Listed by WATSON REALTY CORPJul 2026$200,000$963/22,094180.6
3023 Five Oaks Lane, Green Cove Springs, FL 32043Listed by UNITED REAL ESTATE GALLERYSep 2026$381,500$1744/22,188570.7
3035 Five Oaks Lane, Green Cove Springs, FL 32043Listed by RE/MAX SPECIALISTSJul 2026$360,000$1723/22,097710.7
1257 Governors Creek Drive, Green Cove Springs, FL 32043Listed by BETROS REALTY INCJun 2026$590,000$2274/32,602830.9
3674 Winged Foot Circle, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$494,000$2403/22,056191

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$449,900
Price / Sq Ft$159
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,821
Acres0.21 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced, Salt Water
Is WaterfrontNo

Community Information

Address811 Hickory Knolls Drive, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionHickory Knolls Estates
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size9,147.6 sq ft
Parcel Number39052601517800159

Amenities

Community FeaturesSidewalks
UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Off Street

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Heat Pump
CoolingAttic Fan, Central Air, Zoned
FlooringCarpet, Tile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecuritySecurity Fence, Security System Owned, Smoke Detector(s)

Exterior

Patio / PorchCovered, Front Porch, Rear Porch
FencingBack Yard, Full, Wood
RoofShingle
ConstructionFrame, Shell Dash

Additional Information

Date ListedMay 7, 2026
Days on Market5
HOA Fees$410 / Annually
HOA FrequencyAnnually
HOA NameHickory Knolls Estates Assoc./The CAM Team, Inc.
Tax Amount$3,175.91
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ERA ONETEAM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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