$934,900Active Under Contract3 bd · 2.5 ba · 2,023 sq ft
Active Under Contract·152 days on market
118 Yacht Club Point
Green Cove Springs, FL 32043
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About this home
Green Cove Springs
Welcome to this Green Cove Springs Riverfront retreat. The far-reaching views up the St. Johns River are one of a kind. The custom Coastal Living designed home features 3 porches, oversized paver drive, lush landscaping, pavered back yard space, fire pit, Bermuda Shutters & decorative accent corbels under the eaves. Step through the front door & experience the waterfront view across the open plan with California style Kitchen framing the living area. The Owner Suite sits on the water side of the home with direct views from morning to night. Guest bedrooms are on the second floor with an additional upstairs porch & flex space. The community is gated, with pool, hot tub, grilling area and dock. Boat house with lift rated for 10k lb/30' boat, water and electric on site. Private community of 22 homesites in downtown Green Cove Springs. A small..
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
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Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 2020)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,661 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (south)about 22 mi · 94 parking spaces
Closest park or preserve
Alpine Groves Parkabout 5 mi · 1 mi of trails
Closest public boat ramp
Governor's Creek Public Boat Rampabout 0.1 mi · St. Johns River
Closest kayak & paddleboard launch
Vera Francis Hall City Park Canoe Landingabout 0.9 mi · Governor's Creek
Closest grocery store
Publixabout 6 mi · 205 Rivertown Shops Dr, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $565,323 | $455,097 | — |
| 2024 | $555,299 | $441,564 | — |
| 2023 | $562,103 | $427,247 | — |
| 2022 | $533,256 | $413,347 | — |
| 2021 | $389,988 | $389,988 | — |
| 2020 | $130,000 | $130,000 | — |
2025 property taxes (current owner): $8,835/yr
Estimated taxes if purchased at asking price: ~$17,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Nov 2, 2026Active Under Contract$934,900
- Oct 6, 2026Price change$934,900−$14,100
- Sep 1, 2026Price change$949,000−$10,000
- Jun 10, 2026Listed$959,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $227/sq ft; this home is listed at $462/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1252 Governors Creek Drive, Green Cove Springs, FL 32043Listed by MOMENTUM REALTY | Aug 2026 | $330,000 | $227 | 3/2 | 1,455 | 5 | 0.3 |
| 730 St Johns Avenue, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTY | Oct 2026 | $330,000 | $178 | 3/2 | 1,852 | 4 | 0.6 |
| 702 Martin Luther King Jr Boulevard, Green Cove Springs, FL 32043Listed by MAXREV, LLC | Oct 2026 | $292,500 | $185 | 3/2.5 | 1,581 | 129 | 0.7 |
| 3729 Constancia Drive, Green Cove Springs, FL 32043Listed by CHAD AND SANDY REAL ESTATE GROUP | Aug 2026 | $410,000 | $251 | 3/2 | 1,635 | 23 | 0.7 |
| 3360 Olympic Drive, Green Cove Springs, FL 32043Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $490,000 | $243 | 4/2 | 2,015 | 111 | 0.8 |
| 1581 Stonebriar Road, Green Cove Springs, FL 32043Listed by WATSON REALTY CORP | Aug 2026 | $370,000 | $203 | 3/2 | 1,825 | 16 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
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Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXIT MAGNOLIA POINT REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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