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Sold

Sold·Closed Jun 18, 2026·270 days on market

1624 Colonial Drive

Green Cove Springs, FL 32043

$685,000sold priceListed at $685,000 · 100% of asking$236/sqftMLS# 2078995
5
Beds
4
Baths
2,900
Sq Ft
2000
Built
3
Garage
Yes
Pool
HOA $153/mo0.87 acresSingle Family Residence2 stories

About this home

Green Cove Springs

Price Reduction! *2.87% VA assumable Loan *Deep clear backyard w/GC Fairway view. *Well-appointed home *Large screened Lanai *Large saltwater pool w/Jacuzzi *Secluded Upstairs 5th BR or Bonus Room with private bath & closet *Living Room Hard wood floors, wood-burning fireplace and crown-molding *Large Kitchen w/Large Island *New appliances *Walk-in Pantry *Dedicated office *Sprawling 0.87-acre lot (almost an acre) *3 Car Garage *Work Shop area w/built in Cabinets. *Pet and Smoke Free. *Sought-after-Gated Magnolia Point Golf & Country Club!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,794
Property taxesest. at asking price, Clay County$1,050
HOAbilled quarterly$153
Estimated total, before insurance$4,997/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$8,223/yr · $685/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$685,000
$137,000
Loan Term
Monthly Payment
$3,794
Principal & Interest: $3,794
Property taxes (est.): $1,050
Insurance (est.): $457
Estimated Total Monthly
$5,301
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,756 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$494,150$443,428—
2024$493,973$443,973▲ $8,633
2023$488,613$438,613—
2022$438,034$391,232—
2021$355,666$355,666—
2020$363,965$227,512—

2024 property taxes (current owner): $8,223/yr

Estimated taxes if purchased at asking price: ~$12,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $227/sq ft; this home is listed at $236/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3674 Winged Foot Circle, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$494,000$2403/22,056190
1677 Pebble Beach Boulevard, Green Cove Springs, FL 32043Listed by KELLER WILLIAMS ST JOHNSAug 2026$580,000$1654/43,512310.2
1795 Colonial Drive, Green Cove Springs, FL 32043Listed by UNITED REAL ESTATE GALLERYAug 2026$737,000$2314/3.53,196670.6
1257 Governors Creek Drive, Green Cove Springs, FL 32043Listed by BETROS REALTY INCJun 2026$590,000$2274/32,602830.6
1856 Colonial Drive, Green Cove Springs, FL 32043Listed by EXIT MAGNOLIA POINT REALTYJul 2026$700,000$1934/4.53,634700.7
3686 St Andrews Court, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$565,000$2214/2.52,559230.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$685,000
Price / Sq Ft$236
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage2,900
Acres0.87 acres
Year Built2000
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Salt Water, Screen Enclosure
Is WaterfrontNo

Community Information

Address1624 Colonial Drive, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionMagnolia Point
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size37,897.2 sq ft
Parcel Number04062601523100296

Amenities

AmenitiesPool, Barbecue, Clubhouse, Golf Course, Maintenance Grounds, Management - Full Time, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Restaurant, Gated, Curbs
UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Connected, Water Available, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewGolf Course, Pond, Pool

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric, Split System
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

Exterior

Lot DescriptionOn Golf Course, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio, Screened
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedMarch 30, 2026
Days on Market270
HOA Fees$459.38 / Quarterly
HOA FrequencyQuarterly
Tax Amount$8,223.11
Tax Year2024
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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