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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Aug 22, 2025·29 days on market

45186 Bismark Road

Callahan, FL 32011

$390,900sold priceListed at $384,900 · 101.6% of asking$335/sqftMLS# 2100228
3
Beds
2
Baths
1,166
Sq Ft
1969
Built
—
Garage
No
Pool
No HOA5.35 acresSingle Family Residence1 story

About this home

Callahan

Tucked away on over 5 acres of peaceful land, this well maintained 3-bedroom, 2-bathroom home offers the perfect balance of comfort and privacy. The open-concept kitchen, dining, and living area creates a welcoming space, while the large screened-in back porch offers the perfect spot to unwind or entertain. Outside, the property provides plenty of room for outdoor activities, gardening, or simply enjoying the natural beauty that surrounds you. A covered RV and boat parking area, complete with a 30-amp plug, is ready for your recreational vehicles, while two detached sheds offer great options for storage, workshops, or hobbies. This home is ideal for anyone seeking a blend of nature, comfort, and space! Don't miss out!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,165
Property taxesest. at asking price, Nassau County$540
Estimated total, before insurance$2,705/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,216/yr · $268/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$390,900
$78,180
Loan Term
Monthly Payment
$2,165
Principal & Interest: $2,165
Property taxes (est.): $540
Insurance (est.): $261
Estimated Total Monthly
$2,965
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,216/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 24, 2025Listed$384,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $235/sq ft; this home is listed at $330/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
45110 Booth Street, Callahan, FL 32011Listed by NUVIEW REALTYJul 2026$325,000$2603/21,2511411.3
45025 Mahoney Street, Callahan, FL 32011Listed by PALM III REALTY AND PROPERTY MMay 2026$265,000$2353/21,1281371.3
45575 Ingleham Circle, Callahan, FL 32011Listed by RE/MAX BLUE COASTOct 2025$255,000$1963/21,300771.6
45124 New Ogilvie Road, Callahan, FL 32011Listed by IRON VALLEY REAL ESTATE NORTH FLORIDASep 2026$255,000$2363/21,080481.9
44195 Flynn Road, Callahan, FL 32011Listed by DJ & LINDSEY REAL ESTATEJun 2026$185,000$1623/21,140391.9
44161 Lee Drive, Callahan, FL 32011Listed by SUNSET CAPITAL COMMERCIAL LLCAug 2026$65,500$732/189602.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$384,900
Price / Sq Ft$330
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,166
Acres5.35 acres
Year Built1969
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

Community Information

Address45186 Bismark Road, Callahan, FL 32011
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionEast Callahan
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size233,046 sq ft
Parcel Number282N25306000110020

Amenities

UtilitiesPropane
SewerSeptic Tank
Water SourceWell
ParkingDetached Carport, RV Access/Parking
ViewTrees/Woods

Interior

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Gas Cooktop, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
# of Stories1

Exterior

Patio / PorchFront Porch, Rear Porch, Screened
Other StructuresShed(s)

Additional Information

Date ListedJuly 24, 2025
Days on Market29
Tax Amount$3,216.34
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ROOT REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 22, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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