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Active·6 days on market

35487 Quail Road N

Callahan, FL 32011

$489,000$279/sqftEst. $2,611/moMLS# 2165633
3
Beds
2.5
Baths
1,752
Sq Ft
1997
Built
6
Garage
Yes
Pool
FEMA Zone XNo HOA5.60 acresManufactured Home1 story

About this home

Callahan

PRIVATE 5.66-ACRE RETREAT WITH POND, THREE WELLS, MULTIPLE GARAGES & OUTDOOR LIVING! Welcome to 35487 Quail Rd, a beautifully landscaped and meticulously maintained property offering privacy, space and functionality. A keypad-gated entrance opens to an asphalt millings driveway leading to the rear garages, with ample parking for vehicles, equipment, RVs and more. The inviting 3-bedroom, 2-bath home features an open floor plan with a spacious living area, dining space and remodeled kitchen with custom cabinetry, updated flooring. The layout provide generously sized bedrooms, and a seperate laundry room Outdoor living shines with a front-yard pond, three wells, two RV hookups, screened lanai, outdoor entertainment area with sink, and an above-ground pool installed in-ground and surrounded by pavers.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,611
Property taxesest. at asking price, Nassau County$675
Estimated total, before insurance$3,286/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$489,000
$97,800
Loan Term
Monthly Payment
$2,611
Principal & Interest: $2,611
Property taxes (est.): $675
Insurance (est.): $326
Estimated Total Monthly
$3,612
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone K

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,539 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard and pool on the south side. Today at this address: sunrise 7:18 AM, sunset 7:19 PM.

  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Sep 19, 2026Listed$489,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$489,000
Price / Sq Ft$279
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,752
Total Structure Area3,272 sq ft
Acres5.60 acres
Year Built1997
TypeResidential
Sub-TypeManufactured Home
StatusActive
# of Garages6
Has PoolYes
Pool FeaturesAbove Ground
Is WaterfrontNo
Direction FacesNorth

School Information

ElementaryCallahan
MiddleCallahan

Community Information

Address35487 Quail Road N, Callahan, FL 32011
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionEast Callahan
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size243,936 sq ft
Parcel Number242N24000000140160
ZoningMobile Home(s)

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePrivate, Well
ParkingAdditional Parking, Detached, Garage, Gated

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1
SecurityFire Alarm, Security Fence, Security System Owned

Exterior

Patio / PorchCovered, Front Porch, Porch, Rear Porch, Screened
FencingFenced, Back Yard, Full, Vinyl
RoofShingle
ConstructionFiber Cement
Other StructuresWorkshop
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedSeptember 20, 2026
Days on Market2
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IRON VALLEY REAL ESTATE NORTH FLORIDA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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