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Sold·Closed May 22, 2026·4 days on market
45116 Kilpatrick Road
Callahan, FL 32011
About this home
Callahan
This beautifully updated 2-bedroom, 1-bath farmhouse blends timeless character with major recent upgrades for peace of mind and modern comfort. Originally built in 1940 and situated on a private 1-acre lot in desirable Callahan, this home has just undergone significant improvements, including a brand-new roof, all new wood beams installed beneath the home, a fully finished metal garage, and a fresh exterior paint refresh. Inside, you'll find a warm and inviting layout with updated appliances and a newer AC system for year-round comfort. Enjoy quiet mornings and relaxing evenings on the spacious screened-in front porch, surrounded by mature trees and open space. The property also features a versatile 26x40 metal building, now fully finished. Perfect for a workshop, hobby space, or additional storage. With no HOA and ample room for your boat, RV, or future expansion, this property offers the ideal balance of country living with convenience to town.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 1940)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,318 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Parkabout 21 mi · 35 parking spaces
Closest park or preserve
Thomas Creek Conservation Areaabout 5 mi · 4.9 mi of trails
Closest public boat ramp
Thomas Creek Preserve Boat Rampabout 4 mi · Thomas Creek
Closest kayak & paddleboard launch
Four Creeks State Forest – Thomas Creek Canoe Accessabout 4 mi · Thomas Creek
Closest youth league fields
Dinsmore Park and Community Centerabout 9 mi · Baseball, Softball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,900/yr
Estimated taxes if purchased at asking price: ~$4,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $238/sq ft; this home is listed at $236/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 45151 Kilpatrick Road, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $325,000 | $238 | 3/2 | 1,368 | 9 | 0 |
| 45186 Bismark Road, Callahan, FL 32011Listed by ROOT REALTY LLC | Aug 2025 | $390,900 | $335 | 3/2 | 1,166 | 29 | 0.4 |
| 45884 Pickett Street, Callahan, FL 32011Listed by COLDWELL BANKER VANGUARD REALTY | Jun 2025 | $240,000 | $210 | 3/2 | 1,144 | 53 | 1.3 |
| 45025 Mahoney Street, Callahan, FL 32011Listed by PALM III REALTY AND PROPERTY M | May 2026 | $265,000 | $235 | 3/2 | 1,128 | 137 | 1.4 |
| 45110 Booth Street, Callahan, FL 32011Listed by NUVIEW REALTY | Jul 2026 | $325,000 | $260 | 3/2 | 1,251 | 141 | 1.5 |
| 45139 Weaver Circle, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLC | Apr 2025 | $300,000 | $228 | 3/2 | 1,318 | 6 | 1.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PICKETT HOME ADVISORS, LLC
Sold by: PICKETT HOME ADVISORS, LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on May 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines