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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Oct 17, 2025·38 days on market·Recent sales in Jacksonville

9559 Garden Street

Jacksonville, FL 32219

$449,000sold priceListed at $469,900 · 95.6% of asking$172/sqftMLS# 2100003
4
Beds
2
Baths
2,611
Sq Ft
2018
Built
2
Garage
No
Pool
No HOA0.71 acresSingle Family Residence1 story

About this home

Jacksonville

OPEN HOUSE Sunday Sept 7 12-3 pm Discover this charming 4-bedroom, 2-bath home situated on a spacious 0.70-acre lot in an up and coming area that still retains a country feel. Free from CDD or HOA fees, this expansive residence features a formal dining and living room/flex space that can be an office or other space you may need. The oversized custom kitchen boasts 42-inch cabinets, granite countertops, and GE appliances, making it ideal for hosting gatherings or indulging in your culinary passions. The large pantry and laundry room provide ample storage for all your cooking essentials. The family room, with its vaulted ceilings and numerous windows, offers a bright and airy atmosphere, serving as the heart of the home for everyone to enjoy. The owner's suite includes an ensuite shower and tub, along with a massive walk-in closet, complemented by three additional well-sized bedrooms. Outside, the fully fenced yard and covered patio - SEE MORE

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,467
Property taxesest. at asking price, Duval County$733
Estimated total, before insurance$3,201/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,404/yr · $367/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,725 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,404/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $179/sq ft; this home is listed at $180/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9718 Cilantro Drive, Jacksonville, FL 32219Listed by LOKATIONOct 2026$329,500$1644/32,006910.3
7365 Everett Forest Drive, Jacksonville, FL 32218Listed by MERITAGE HOMES OF FLORIDA REALTYSep 2026$337,990$1834/31,842550.6
7386 Everett Forest Drive, Jacksonville, FL 32219Listed by MERITAGE HOMES OF FLORIDA REALTYAug 2026$335,000$1824/31,842570.6
7357 Everett Forest Drive, Jacksonville, FL 32219Listed by MERITAGE HOMES OF FLORIDA REALTYAug 2026$358,990$1644/32,193360.6
7369 Everett Forest Drive, Jacksonville, FL 32219Listed by MERITAGE HOMES OF FLORIDA REALTYJul 2026$342,990$1564/32,193470.6
7373 Everett Forest Drive, Jacksonville, FL 32219Listed by MERITAGE HOMES OF FLORIDA REALTYJul 2026$329,990$1794/31,84270.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$469,900
Price / Sq Ft$180
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,611
Total Structure Area3,319 sq ft
Acres0.71 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address9559 Garden Street, Jacksonville, FL 32219
Area081-Marietta/Whitehouse/Baldwin/Garden St
SubdivisionSierra Oaks
CityJacksonville
CountyDuval
StateFL
Zip Code32219
Lot Size30,927.6 sq ft
Parcel Number0028723825
ZoningResidential

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingGarage, Garage Door Opener, RV Access/Parking
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Exterior FeaturesFire Pit
Lot DescriptionCleared
Patio / PorchCovered, Front Porch, Rear Porch
FencingBack Yard, Full
RoofShingle
ConstructionBrick Veneer, Frame
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedAugust 7, 2025
Days on Market38
Tax Amount$4,403.7
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Sold by: CENTURY 21 LIGHTHOUSE REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 17, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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