This home is in Bannon Lakes, St. Augustine — a waterfront home in St. Johns County.
No photos available
This listing has no photos yet
No photos available
This listing has no photos yet
Sold·Closed Nov 17, 2025·97 days on market·Recent sales in Bannon Lakes·Bannon Lakes
45 Turkey Trot Court
St. Augustine, FL 32095
24 more homes for sale in Bannon Lakes →Search Bannon Lakes on the map
About this home
Bannon Lakes
BELOW $600,000 in St. Johns County!! Come see this 2023 POOL home! Great location in a cul-de-sac with water views! This home has three bedrooms, three bathrooms, and a separate office, all within 2,176 square feet of single-story living, featuring stunning, low maintenance vinyl plank flooring throughout, no carpet, and eight-foot interior doors. The open layout includes pocket sliding glass doors that connect the living area to the backyard oasis. Plenty of space with a dining area and a breakfast area. The kitchen includes quartz countertops, a customer cabinet wood hood, subway tile backsplash, a white granite single-basin sink, Whirlpool built-in appliances, and undercabinet lighting. The primary bathroom has a walk-in shower with dual shower heads and tile extended to the ceiling. One of the additional bedrooms includes a private ensuite bathroom. Outside, there is a HEATED, screened-in pool with spa, a fully fenced backyard, and a covered lanai. Additional
Next steps in Bannon Lakes
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Northwest-facing backyard — summer sunsets, gentle days
The listing reports the home facing southeast, which puts the backyard and pool on the northwest side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.
- The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
- Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
History
Price & status history
- Jul 22, 2025Listed$599,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $220/sq ft; this home is listed at $276/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 317 Cedar Preserve Lane, St. Augustine, FL 32095Listed by VENTURE REALTY CO, LLC | Aug 2026 | $450,000 | $210 | 4/3 | 2,142 | 186 | 0.2 |
| 122 Sage Hen Drive, St. Augustine, FL 32095Listed by REAL BROKER LLC | Jul 2026 | $435,000 | $208 | 4/3 | 2,096 | 95 | 0.3 |
| 49 Orchard Lane, St. Augustine, FL 32095Listed by RE/MAX BLUE COAST | Aug 2026 | $615,000 | $229 | 4/3 | 2,685 | 39 | 0.4 |
| 241 Blind Oak Circle, St. Johns, FL 32095Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Sep 2026 | $439,000 | $247 | 4/2 | 1,775 | 45 | 0.5 |
| 379 Blind Oak Circle, St. Johns, FL 32095Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Sep 2026 | $463,000 | $220 | 4/3 | 2,107 | 72 | 0.5 |
| 190 Blind Oak Circle, St. Johns, FL 32095Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Aug 2026 | $515,110 | $207 | 5/3 | 2,483 | 8 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX BLUE COAST
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Bannon Lakes
Bannon Lakes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
View all Bannon Lakes homes for sale →Keep looking
More homes in Bannon Lakes
Pending40 Iron Sight DriveSt. Johns, FL 32095
4 bd · 3 ba · 2,239 sq ft
$532,000Est. $2,832/moWelcome to the Ashby, a thoughtfully designed open-concept home featuring 4 bedrooms, 3 bathrooms, and a spacious 3-car…
Listing Office: pulte realty of north florida, llc.
For Sale661 Blind Oak CircleSt. Augustine, FL 32095
5 bd · 3 ba · 2,487 sq ft
$530,000Est. $2,821/moBuilt in 2023 and loaded with owner upgrades, this Pulte Trailside home sits on one of the rare extended lots in The…
Listing Office: keller williams realty atlantic partners
Under Contract679 Cedar Preserve LaneSt. Augustine, FL 32095
5 bd · 3.5 ba · 3,272 sq ft
$669,990Est. $3,566/moBig home. Bigger homesite. Exceptional setting. Built in 2023, this impressive Pulte Oakhurst offers 5 bedrooms, 3 full…
Listing Office: berkshire hathaway homeservices, florida network realty
For Sale325 Flintlock LaneSt. Johns, FL 32095
5 bd · 3 ba · 2,483 sq ft
$524,000Est. $2,789/moExperience the beautiful Trailside, showcasing tranquil water views, Coastal-inspired design, and a thoughtfully…
Listing Office: pulte realty of north florida, llc.
Keep looking
Similar homes in St. Augustine
Explore the area
More in Bannon Lakes
Bannon Lakes guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Nov 17, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines