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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Bartram Downs, St. Augustine — a home near Tocoi Creek High School.

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Sold

Sold·Closed Sep 12, 2025·29 days on market·Recent sales in Bartram Downs·Bartram Downs

416 Friar Tuck Lane

St. Augustine, FL 32092

$980,000sold priceListed at $1,090,000 · 89.9% of asking$401/sqftMLS# 2098131
4
Beds
2.5
Baths
2,442
Sq Ft
2006
Built
3
Garage
Yes
Pool

All Bartram Downs homes for sale →Search Bartram Downs on the map

HOA $67/mo4.87 acresSingle Family Residence1 story

About this home

Bartram Downs

**Seller offering closing cost assistance and/or rate buy down with agreeable offer** Nestled in the equestrian community of Bartram Downs you will find this beautiful home located on a cul de sac with nearly 5 acres of gorgeous trees and lawns. This property is perfect if you have horses or if you are just looking to have room to roam. Pulling into the long driveway you will be met with a large 3 car side entry garage as well as a detached shed for ample storage for all of your toys. Inside you'll find tile flooring throughout the nearly 2500 sq ft home. The newly renovated kitchen has quartz counters, upgraded stainless appliances and a gas range which opens up to the family room complete with custom built-ins. The family room has french doors that lead out to the covered patio and enclosed black gunite heated pool. All of this overlooks the private fenced in backyard, which is a gorgeous grove of trees that back up to the pond.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,428
Property taxesest. at asking price, St. Johns County$1,304
HOAbilled annually$67
Estimated total, before insurance$6,799/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,202/yr · $517/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$980,000
$196,000
Loan Term
Monthly Payment
$5,428
Principal & Interest: $5,428
Property taxes (est.): $1,304
Insurance (est.): $653
Estimated Total Monthly
$7,386
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,576 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $6,202/yr

Estimated taxes if purchased at asking price: ~$15,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 11, 2025Listed$1,090,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $252/sq ft; this home is listed at $446/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
479 Athens Drive, St. Augustine, FL 32092Listed by ROUND TABLE REALTYSep 2026$622,000$2413/2.52,577171
163 Vivian James Drive, St. Augustine, FL 32092Listed by HOUSE & HAVENSep 2026$635,000$2524/32,517171.1
290 Bedford Terrace, St. Augustine, FL 32092Listed by JACKSONVILLE TBI REALTY, LLCSep 2026$550,000$2374/32,324661.3
66 Hasler Avenue, St. Augustine, FL 32092Listed by LENNAR REALTY INCOct 2026$487,990$2573/21,897861.4
262 Hasler Avenue, St. Augustine, FL 32092Listed by LENNAR REALTY INCSep 2026$579,990$2304/2.52,52101.4
85 Stiffs Mill Lane, St. Augustine, FL 32092Listed by LENNAR REALTY INCSep 2026$478,990$2523/21,89711.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,090,000
Price / Sq Ft$446
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,442
Acres4.87 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Heated, Screen Enclosure
Is WaterfrontNo

School Information

Community Information

Address416 Friar Tuck Lane, St. Augustine, FL 32092
Area303-Palmo/Six Mile Area
SubdivisionBartram Downs
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size212,137.2 sq ft
Parcel Number0107630050

Amenities

UtilitiesCable Available, Electricity Connected, Natural Gas Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAdditional Parking, RV Access/Parking

Interior

Interior FeaturesPantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned
HeatingElectric
CoolingElectric
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity Fence, Security Lights

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchCovered, Screened
FencingBack Yard
RoofShingle
ConstructionComposition Siding
Other StructuresShed(s)

Additional Information

Date ListedJuly 11, 2025
Days on Market29
HOA Fees$800 / Annually
HOA FrequencyAnnually
Tax Amount$6,201.55
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DAVIDSON REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Bartram Downs

Bartram Downs is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Bartram Downs homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 12, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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