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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Lumber Creek, Yulee.

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Sold

Sold·Closed Oct 1, 2025·43 days on market·Recent sales in Lumber Creek·Lumber Creek

85488 N Harts Road

Yulee, FL 32097

$225,000sold priceListed at $225,000 · 100% of asking$154/sqftMLS# 2097944
3
Beds
2
Baths
1,458
Sq Ft
2021
Built
—
Garage
No
Pool

3 more homes for sale in Lumber Creek →Search Lumber Creek on the map

No HOA1.51 acresMobile Home1 story

About this home

Lumber Creek

This Yulee home is priced dramatically low to ensure a fast sale—making it one of the best deals on the market right now. Located in a desirable neighborhood, it offers great potential and immediate value for savvy buyers. The property's spacious layout and appealing exterior are matched by its unbeatable price point. Opportunities like this don't last long, especially when they're priced to move quickly. Act fast to secure a home that's already a standout bargain.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,246
Property taxesest. at asking price, Nassau County$311
Estimated total, before insurance$1,557/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$225,000
$45,000
Loan Term
Monthly Payment
$1,246
Principal & Interest: $1,246
Property taxes (est.): $311
Insurance (est.): $150
Estimated Total Monthly
$1,707
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

History

Price & status history

  • Jul 10, 2025Listed$225,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $205/sq ft; this home is listed at $154/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
77021 Birdseye Court, Yulee, FL 32097Listed by LA ROSA REALTY JACKSONVILLE, LLC.Aug 2026$365,000$1974/21,8541720.5
77707 Lumber Creek Boulevard, Yulee, FL 32097Listed by WATSON REALTY CORPOct 2026$340,000$2204/21,543790.6
77727 Lumber Creek Boulevard, Yulee, FL 32097Listed by COMPASS FLORIDA LLCAug 2026$355,000$1934/21,842850.6
86636 Serenity Lake Court, Yulee, FL 32097Listed by LPT REALTY LLCJul 2026$349,000$2033/21,7211050.8
86848 Mainline Road, Yulee, FL 32097Listed by UNITED REAL ESTATE GALLERYJun 2026$239,000$2052/2.51,168190.8
86221 Express Court, Yulee, FL 32097Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$365,000$2144/21,70560.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$225,000
Price / Sq Ft$154
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,458
Acres1.51 acres
Year Built2021
TypeResidential
Sub-TypeMobile Home
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address85488 N Harts Road, Yulee, FL 32097
Area481-Nassau County-Yulee South
SubdivisionLumber Creek
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size65,775.6 sq ft
Parcel Number422N27448700320000

Amenities

UtilitiesSewer Connected, Water Connected
Water SourcePrivate
ParkingOff Street

Interior

AppliancesDishwasher, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedJuly 10, 2025
Days on Market43
Listing TermsAssumable, Cash, Conventional, VA Loan, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: 1 REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Lumber Creek

Lumber Creek is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

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Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 1, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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