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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Wells Creek, Jacksonville.

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Sold

Sold·Closed Nov 28, 2025·118 days on market·Recent sales in Wells Creek·Wells Creek

14098 Sterely Court S

Jacksonville, FL 32256

$290,000sold priceListed at $299,900 · 96.7% of asking$197/sqftMLS# 2090931
3
Beds
2.5
Baths
1,472
Sq Ft
2021
Built
1
Garage
No
Pool

32 more homes for sale in Wells Creek →Search Wells Creek on the map

HOA $195/mo2,614 sqft lotTownhouse2 stories

About this home

Wells Creek

Welcome to this beautifully maintained 3-bedroom, 2.5-bath townhome that shows like a model home! Immaculate and move-in ready, this home is nestled in an up-and-coming community with growth and excitement all around! Step inside and be greeted by 9-foot ceilings and elegant wood wall trim that add a touch of sophistication to the family room, bathrooms, and the luxurious primary suite. The open-concept floor plan is perfect for modern living, offering a seamless flow from room to room. Enjoy the Florida lifestyle year-round from the comfort of your screened lanai—ideal for a fresh cup of coffee in the morning or a cold glass of lemonade after a day's work. Every detail of this home has been thoughtfully designed and meticulously cared for. This beauty is ready for its next owner! Don't miss the opportunity to own a home that combines style, comfort, and location! Bring your buyers! Seller Motivated, bring all offers.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,606
Property taxesest. at asking price, Duval County$474
HOAbilled quarterly$195
Estimated total, before insurance$2,275/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,941/yr · $328/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$290,000
$58,000
Loan Term
Monthly Payment
$1,606
Principal & Interest: $1,606
Property taxes (est.): $474
Insurance (est.): $193
Estimated Total Monthly
$2,273
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,748 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,941/yr

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jun 2, 2025Listed$299,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $216/sq ft; this home is listed at $204/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
14094 Sterely Court S, Jacksonville, FL 32256Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$295,000$2113/2.51,39830
14033 Molina Drive, Jacksonville, FL 32256Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$315,000$2143/2.51,472340.1
13943 Molina Drive, Jacksonville, FL 32256Listed by WATSON REALTY CORPAug 2026$280,000$2182/2.51,2862170.2
14017 Ashkirk Court, Jacksonville, FL 32256Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$336,438$2173/2.51,549560.7
14013 Ashkirk Court, Jacksonville, FL 32256Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$365,000$2143/2.51,709380.7
14019 Ashkirk Court, Jacksonville, FL 32256Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$369,998$2163/2.51,709320.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$299,900
Price / Sq Ft$204
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,472
Acres0.06 acres
Year Built2021
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

Community Information

Address14098 Sterely Court S, Jacksonville, FL 32256
Area028-Bayard
SubdivisionWells Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size2,613.6 sq ft
Parcel Number1681242430
ZoningSingle Family

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Jogging Path, Maintenance Grounds, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePrivate
ParkingAttached, Garage, Garage Door Opener
ViewCity

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories2
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchPatio, Screened
RoofShingle
ConstructionVinyl Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 2, 2025
Days on Market118
HOA Fees$584 / Quarterly
HOA FrequencyQuarterly
Tax Amount$3,940.91
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BOLD CITY REALTY GROUP INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Wells Creek

Wells Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.

View all Wells Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 28, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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