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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Durbin Crossing, St. Johns — a pool home in St. Johns County.

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Sold

Sold·Closed Jul 24, 2025·26 days on market·Recent sales in Durbin Crossing·Durbin Crossing

595 Saddlestone Drive

St. Johns, FL 32259

$725,000sold priceListed at $725,000 · 100% of asking$247/sqftMLS# 2089042
4
Beds
3.5
Baths
2,932
Sq Ft
2008
Built
2
Garage
Yes
Pool

31 more homes for sale in Durbin Crossing →Search Durbin Crossing on the map

HOA $5/mo13,068 sqft lotSingle Family Residence2 stories

About this home

Durbin Crossing

Remarkable!!! This Durbin Creek home has almost everything!!! New Roof, New AC Split Unit, New Saltwater Pool Pump Preserve View Sparkling Saltwater Swimming Pool Master Suite Downstairs with a Pool View, Soaking Tub, Walk-In Shower and Double Vanity. Very Spacious Walk In Closet! Secondary Ensuite Master Upstairs Split Bedroom floorplan Formal Dining Flex Space Upstairs Loft Fully Fenced Open Floor Plan Schedule a Tour and Start living the Florida Life!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,016
Property taxesest. at asking price, St. Johns County$965
HOAbilled annually$5
Estimated total, before insurance$4,986/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$10,174/yr · $848/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$725,000
$145,000
Loan Term
Monthly Payment
$4,016
Principal & Interest: $4,016
Property taxes (est.): $965
Insurance (est.): $483
Estimated Total Monthly
$5,464
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $10,174/yr

Estimated taxes if purchased at asking price: ~$11,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jun 11, 2025Listed$725,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $213/sq ft; this home is listed at $247/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1684 Fenton Avenue, St. Johns, FL 32259Listed by TAH FLORIDA LLCSep 2026$585,000$2015/32,909440.4
409 Starlis Place, St. Johns, FL 32259Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$579,900$2424/32,40020.4
133 Dragonfly Drive, St. Johns, FL 32259Listed by MAINSTAY BROKERAGE LLCAug 2026$439,000$1924/32,284310.5
3220 Chestnut Court, St. Johns, FL 32259Listed by WATSON REALTY CORPSep 2026$660,000$2135/3.53,103110.8
352 Arella Way, St. Johns, FL 32259Listed by KELLER WILLIAMS ST JOHNSSep 2026$659,900$2384/32,770110.8
222 Sarah Elizabeth Drive, St. Johns, FL 32259Listed by GAILEY ENTERPRISES LLCSep 2026$675,000$2044/2.53,3021110.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$725,000
Price / Sq Ft$247
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,932
Acres0.30 acres
Year Built2008
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Salt Water
Is WaterfrontNo

Community Information

Address595 Saddlestone Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionDurbin Crossing
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size13,068 sq ft
Parcel Number0096316039

Amenities

UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewProtected Preserve

Interior

AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryLower Level

Exterior

FencingFull, Vinyl, Wrought Iron

Additional Information

Date ListedJune 11, 2025
Days on Market26
HOA Fees$65 / Annually
HOA FrequencyAnnually
Tax Amount$10,174.17
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ERA ONETEAM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Durbin Crossing

Durbin Crossing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Durbin Crossing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 24, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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