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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Julington Creek, St. Johns — a home near Creekside High School.

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Sold

Sold·Closed Jun 30, 2025·11 days on market·Recent sales in Julington Creek·Julington Creek

3185 Bishop Estates Road

St. Johns, FL 32259

$1,910,000sold priceListed at $2,000,000 · 95.5% of asking$359/sqftMLS# 2085683
8
Beds
6.5
Baths
5,321
Sq Ft
2004
Built
4
Garage
Yes
Pool

32 more homes for sale in Julington Creek →Search Julington Creek on the map

HOA $47/mo2.08 acresWaterfrontSingle Family Residence2 stories

About this home

Julington Creek

ACCEPTING BACKUPS Welcome to this extraordinary custom-built estate offering the perfect blend of luxury, comfort, and functionality. Nestled along scenic Durbin Creek, which flows into the sought-after Julington Creek and is close to the St. Johns River, this home delivers a tranquil waterfront lifestyle with timeless elegance. The main residence features 6 spacious bedrooms, a dedicated office with a closet, a theater room, and a game room, providing ample space for work, play, and relaxation. With 4.5 beautifully appointed bathrooms in the main house, comfort and convenience are prioritized throughout. The gourmet kitchen is a chef's dream, featuring granite countertops, stainless steel appliances, and custom cabinetry that combines style and practicality.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$10,580
Property taxesest. at asking price, St. Johns County$2,542
HOAbilled annually$47
Estimated total, before insurance$13,168/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$18,483/yr · $1,540/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,910,000
$382,000
Loan Term
Monthly Payment
$10,580
Principal & Interest: $10,580
Property taxes (est.): $2,542
Insurance (est.): $1,273
Estimated Total Monthly
$14,394
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,656 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $18,483/yr

Estimated taxes if purchased at asking price: ~$30,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • May 12, 2025Listed$2,000,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $241/sq ft; this home is listed at $376/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3225 Bishop Estates Road, St. Johns, FL 32259Listed by ROUND TABLE REALTYAug 2026$2,175,000$4386/54,964470.1
536 E Kesley Lane, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$1,012,000$2415/44,206720.1
824 E Dorchester Drive, St. Johns, FL 32259Listed by SELECT REALTY LLCJul 2026$1,000,000$2466/44,072120.3
827 E Dorchester Drive, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYMay 2026$968,000$2246/44,330500.3
743 E Dorchester Drive, St. Johns, FL 32259Listed by RE/MAX SPECIALISTS PVMar 2026$855,000$2054/44,168150.3
735 E Dorchester Drive, St. Johns, FL 32259Listed by ROUND TABLE REALTYJun 2026$979,000$2316/54,243460.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,000,000
Price / Sq Ft$376
Bedrooms8
Bathrooms6.50
Full Baths6
Half Baths1
Square Footage5,321
Acres2.08 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages4
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Heated, Other, Pool Sweep
Is WaterfrontYes

School Information

Community Information

Address3185 Bishop Estates Road, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionJulington Creek Plan
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size90,604.8 sq ft
Parcel Number2498300170
ZoningPUD

Amenities

AmenitiesPool, Children's Pool, Tennis Court(s)
UtilitiesCable Available, Cable Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Circular Driveway, Detached, Garage, Garage Door Opener
ViewCreek/Stream, Trees/Woods
Waterfront TypeCreek, Navigable Water

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom - Tub with Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Range, Gas Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned, Wine Cooler
HeatingCentral, Heat Pump
CoolingCentral Air, Electric
FlooringMarble, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
SecuritySecurity Gate, Security System Owned, Smoke Detector(s)
Spa FeaturesPrivate

Exterior

Exterior FeaturesBoat Lift, Dock
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchDeck, Patio, Porch, Screened
FencingBack Yard
RoofMetal
ConstructionFrame, Stucco
Other StructuresBoat House, Guest House, Outdoor Kitchen
Road SurfaceAsphalt

Additional Information

Date ListedMay 12, 2025
Days on Market11
HOA Fees$560 / Annually
HOA FrequencyAnnually
Tax Amount$18,483.33
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Julington Creek

Julington Creek is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Julington Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 30, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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