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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Yulee.

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Sold

Sold·Closed Jun 16, 2025·3 days on market·Recent sales in Yulee

86734 Riverwood Drive

Yulee, FL 32097

$460,000sold priceListed at $460,000 · 100% of asking$170/sqftMLS# 2085576
4
Beds
4
Baths
2,704
Sq Ft
2006
Built
2
Garage
No
Pool
HOA $17/mo13,939 sqft lotSingle Family Residence1 story

About this home

Yulee

Come visit this Charming home with lots of space to entertain as well as relaxing on the screened-in back porch so you can enjoy the tranquility of your private backyard. This home features 4 Bedrooms, 4 Full Baths, Roof replaced in 2017 with 50 year shingles, updated LVP flooring in the primary bedroom, 2 Fireplaces, 10 FT. ceilings in most of the living space, updated ceiling fans plus a BONUS ROOM above the garage with an en suite bathroom. The location is convenient to I-95 and Amelia Island's Beautiful Beaches!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,548
Property taxesest. at asking price, Nassau County$635
HOAbilled annually$17
Estimated total, before insurance$3,200/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,188/yr · $266/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$460,000
$92,000
Loan Term
Monthly Payment
$2,548
Principal & Interest: $2,548
Property taxes (est.): $635
Insurance (est.): $307
Estimated Total Monthly
$3,490
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2017 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,498 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,188/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • May 3, 2025Listed$460,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $237/sq ft; this home is listed at $170/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
86408 Eastport Drive, Fernandina Beach, FL 32034Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAAug 2026$549,750$2413/2.52,281390.5
85269 Shinnecock Hills Drive, Fernandina Beach, FL 32034Listed by O-LUXURY REALTY LLCAug 2026$800,000$2915/32,753780.6
86107 Remsenburg Drive, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESSep 2026$527,500$2375/32,223441
86299 Evergreen Place, Yulee, FL 32097Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAAug 2026$440,000$1844/32,388181
85417 Sandy Ridge Loop 0084, Yulee, FL 32097Listed by MONOGRAM REALTY INCSep 2026$467,500$2154/22,1712871.2
32165 Juniper Parke Drive, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSAug 2026$450,000$2064/22,1802621.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$460,000
Price / Sq Ft$170
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage2,704
Acres0.32 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address86734 Riverwood Drive, Yulee, FL 32097
Area472-Oneil/Nassaville/Holly Point
SubdivisionMeadowfield
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size13,939.2 sq ft
Parcel Number382N27133200210000

Amenities

UtilitiesCable Available, Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, His and Hers Closets, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Rented
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
FireplaceYes
# of Fireplaces2
Fireplace FeaturesElectric, Gas
# of Stories1
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Lot DescriptionMany Trees, Sprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Rear Porch, Screened
RoofShingle
ConstructionBrick, Vinyl Siding
Other StructuresShed(s)
Road SurfaceAsphalt

Additional Information

Date ListedMay 3, 2025
Days on Market3
HOA Fees$204 / Annually
HOA FrequencyAnnually
Tax Amount$3,188.32
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IRON VALLEY REAL ESTATE NORTH FLORIDA

Sold by: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 16, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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