This home is in Southern Creek Townhomes, Jacksonville — a gated community home in St. Johns County.
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Sold·Closed Aug 11, 2025·89 days on market·Recent sales in Southern Creek Townhomes·Southern Creek Townhomes
707 Middle Branch Way
Jacksonville, FL 32259
4 more homes for sale in Southern Creek Townhomes →Search Southern Creek Townhomes on the map
About this home
Southern Creek Townhomes
This stunning 3-bed, 3-bath corner lot townhouse in the gated Southern Creek community offers extra privacy, more land, and abundant natural light! The beautiful wood floors and open-concept design showcase breathtaking pond views. Move-in ready with fresh paint, a new water heater, and a 3-year-old roof. Enjoy top-rated schools and Southern Creek's exclusive amenities, including its own community pool, plus access to Julington Creek Plantation's resort-style amenities—another pool, fitness center, basketball & tennis courts, skate park,and playground. All just minutes from shopping, dining, and entertainment! Schedule your showing today!
Next steps in Southern Creek Townhomes
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2004)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,753 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
property taxes (current owner): $3,604/yr
Estimated taxes if purchased at asking price: ~$4,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- May 26, 2025Listed$279,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $181/sq ft; this home is listed at $186/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 325 Southern Branch Lane, St. Johns, FL 32259Listed by LPT REALTY LLC | Sep 2026 | $290,000 | $194 | 3/2.5 | 1,497 | 23 | 0 |
| 415 Southern Branch Lane, Jacksonville, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jun 2026 | $237,500 | $176 | 2/2.5 | 1,346 | 115 | 0.1 |
| 829 Southern Creek Lane, St. Johns, FL 32259Listed by ROUND TABLE REALTY | Jun 2026 | $200,000 | $181 | 2/2.5 | 1,104 | 78 | 0.1 |
| 322 Redwood Lane, St. Johns, FL 32259Listed by US REALTY HUB | Sep 2026 | $228,000 | $181 | 3/2 | 1,260 | 6 | 0.2 |
| 212 Beech Brook Street, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $225,000 | $179 | 3/2 | 1,260 | 28 | 0.2 |
| 624 Southbranch Drive, Jacksonville, FL 32259Listed by UNITED REAL ESTATE GALLERY | May 2026 | $210,000 | $190 | 2/2.5 | 1,104 | 96 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Southern Creek Townhomes
Southern Creek Townhomes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Southern Creek Townhomes homes for sale →Keep looking
More homes in Southern Creek Townhomes
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For Sale403 Southern Branch LaneSt. Johns, FL 32259
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For RentLease
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3 bd · 2.5 ba · 1,497 sq ft
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For RentLease
726 Middle Branch Way WayJacksonville, FL 32259
2 bd · 2.5 ba · 1,222 sq ft
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 11, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines