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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Oxford Estates, St. Johns — a home near Bartram Trail High School.

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Sold

Sold·Closed Mar 14, 2025·40 days on market·Recent sales in Oxford Estates·Oxford Estates

287 White Horse Way

St. Johns, FL 32259

$750,000sold priceListed at $775,000 · 96.8% of asking$257/sqftMLS# 2062727
4
Beds
3
Baths
2,918
Sq Ft
2021
Built
3
Garage
No
Pool

6 more homes for sale in Oxford Estates →Search Oxford Estates on the map

HOA $100/mo10,019 sqft lotSingle Family Residence1 story

About this home

Oxford Estates

OPEN HOUSE Cancelled. Stunning better-than-new Drees Homes Durbin II, where luxury meets functionality. This meticulously upgraded single-story home features 4 bedrooms, 3 full baths, & a thoughtfully designed floorplan perfect for modern living. From the moment you enter through the exquisite double doors with decorative glass inserts, you're greeted by a grand foyer and a versatile flex room—ideal as an office or formal living space. The heart of the home is the gourmet kitchen, a chef's dream with white cabinetry, sleek quartz countertops, stainless steel appliances, a wine cooler, custom pendant lighting, and a massive walk-in pantry with wood shelving. Natural light floods the inviting sunroom, providing a serene retreat with views of the oversized lanai and backyard—perfect for entertaining or unwinding. The luxurious owner's suite offers a tranquil escape with large windows, a tray ceiling, and space for a sitting area. The spa-like master bath boasts a super shower, CONT

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,154
Property taxesest. at asking price, St. Johns County$998
HOAbilled annually$100
Estimated total, before insurance$5,252/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,575/yr · $548/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$750,000
$150,000
Loan Term
Monthly Payment
$4,154
Principal & Interest: $4,154
Property taxes (est.): $998
Insurance (est.): $500
Estimated Total Monthly
$5,652
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,686 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $6,575/yr

Estimated taxes if purchased at asking price: ~$12,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jan 3, 2025Listed$775,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $237/sq ft; this home is listed at $266/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
207 Hertford Bridge Way, St. Johns, FL 32259Listed by REDFIN CORPORATIONAug 2026$805,000$2754/32,93070.1
200 White Horse Way, St. Johns, FL 32259Listed by KELLER WILLIAMS ST JOHNSAug 2026$1,050,000$2835/3.53,70730.1
146 Clarendon Road, St. Johns, FL 32259Listed by ASSIST2SELL FULL SERVICE REALTY LLC.Sep 2026$675,000$2374/32,846420.4
487 S Aberdeenshire Drive, St. Johns, FL 32259Listed by HOVER GIRL PROPERTIESSep 2026$495,000$1445/33,428551.2
483 S Aberdeenshire Drive, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$415,000$1814/32,2882191.2
35 Spey Bay Court, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$540,000$2174/42,489361.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$775,000
Price / Sq Ft$266
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,918
Acres0.23 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman, Ranch
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address287 White Horse Way, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionOxford Estates
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size10,018.8 sq ft
Parcel Number0023961350
ZoningResidential

Amenities

AmenitiesPool, Dog Park, Playground
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesGas Cooktop, Gas Water Heater, Microwave, Tankless Water Heater
HeatingCentral
CoolingAttic Fan
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundrySink
SecurityClosed Circuit Camera(s), Security Gate

Exterior

Patio / PorchCovered, Patio, Porch
FencingBack Yard, Vinyl
RoofShingle
ConstructionComposition Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJanuary 3, 2025
Days on Market40
HOA Fees$1,200 / Annually
HOA FrequencyAnnually
HOA NameOxford Estates
Tax Amount$6,575.45
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DD HOME REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Oxford Estates

Oxford Estates is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Oxford Estates homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 14, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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