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Sold·Closed Sep 23, 2025·205 days on market
190 Willow Oak Way
Palm Coast, FL 32137
About this home
Palm Coast
Welcome to Grand Haven, Wild Oaks neighborhood. As you enter Wild Oaks, you will feel like you are returning to old Florida. Get ready to be wowed by this former Skyway model home—a custom three-bedroom, three-and-a-half-bath pool home with 3,003lsf. Upon entry, you will notice many custom details, including coffered ceilings, custom niches, wood detail, and volume ceilings. The wonderful foyer, formal dining, custom bar, and den/flex room are just some fantastic rooms this home offers. There is a gourmet kitchen fit for the top chef in the family. Roomy eat-in kitchen area with two large sliders perfect for entertaining. A spacious family room with quadruple pocket sliders leads you to the covered lanai & summer kitchen. The primary bedroom has French doors leading out to the lanai area, his & her walk-in closets, and a primary bath with a jetted tub, walk-in shower, and dual sinks. The second bedroom has a private bathroom, which makes it a fabulous ensuite.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2009)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,791 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Fort Matanzas south accessabout 12 mi · 40 parking spaces
Closest park or preserve
Pellicer Creek Conservation Areaabout 8 mi · 3.7 mi of trails
Closest public boat ramp
Bing's Landing Boat Rampabout 5 mi · Atlantic ICW (Flagler County) Matanzas River
Closest kayak & paddleboard launch
Bing's Landing Accessible Kayak Launch Dockabout 5 mi · Atlantic ICW (Flagler County) Matanzas River
Closest grocery store
Aldiabout 19 mi · 181 Blackford Way, St. Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2023 property taxes (current owner): $12,299/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $285/sq ft; this home is listed at $316/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 8 Blue Oak Lane, Palm Coast, FL 32137Listed by PARKSIDE REALTY GROUP | Dec 2025 | $805,000 | $326 | 3/3 | 2,471 | 115 | 0.2 |
| 8 N Village Drive, Palm Coast, FL 32137Listed by COASTAL GATEWAY REAL ESTATE GROUP | Feb 2026 | $525,000 | $188 | 4/3 | 2,799 | 272 | 0.8 |
| 18 Players Circle, Palm Coast, FL 32137Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Mar 2026 | $590,000 | $233 | 3/2.5 | 2,529 | 182 | 1 |
| 47 Lagare Street, Palm Coast, FL 32137Listed by FLORIDA CONCIERGE REAL ESTATE | Jun 2025 | $640,000 | $249 | 4/3 | 2,571 | 94 | 1.2 |
| 15 Via Roma, Palm Coast, FL 32137Listed by WATSON REALTY CORP | Feb 2026 | $810,000 | $285 | 4/3 | 2,843 | 260 | 1.4 |
| 3538 N Ocean Shore Boulevard, Palm Coast, FL 32137Listed by REMAX SELECT PROFESSIONALS | Jun 2026 | $1,350,000 | $456 | 5/4.5 | 2,960 | 281 | 1.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REMAX SELECT PROFESSIONALS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 23, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines