Active·2 days on market
206 Willow Oak Way
Palm Coast, FL 32137
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Palm Coast
Nestled in Wild Oaks, Grand Haven's premier estate neighborhood, this custom 2020 Olsen Homes Verona offers over 3,000 SF with 3 bedrooms, 3 baths, private office and bonus room. Enjoy tranquil lake and preserve views, porcelain tile, gas fireplace, custom built-ins and a gourmet kitchen with Schrock cabinetry, granite countertops and KitchenAid appliances. The spacious primary suite features pool access and a luxurious bath. An expansive screened lanai offers two covered entertaining areas, pool, raised spa and stunning views. Exceptional features include impact-resistant windows and doors, barrel tile roof, whole-house generator, 500-gallon buried propane tank, tankless water heater, two HVAC systems and 3-car garage with A/C. Enjoy the privacy of gated Wild Oaks and Grand Haven's resort-style amenities, including pools, fitness centers, tennis, restaurant, Intracoastal esplanade and scenic trails. Luxury, privacy and exceptional craftsmanship!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone HUR
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Tile — year not disclosed (home built 2020)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,783 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Southeast-facing backyard — winter sunrises, bright mornings
The listing reports the home facing northwest, which puts the backyard and pool on the southeast side. Today at this address: sunrise 7:26 AM, sunset 6:55 PM.
- A comfortable compromise lot: real pool sun without the western afternoon heat.
- The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $19,669/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 12, 2026Listed$1,299,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $195/sq ft; this home is listed at $429/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3538 N Ocean Shore Boulevard, Palm Coast, FL 32137Listed by REMAX SELECT PROFESSIONALS | Jun 2026 | $1,350,000 | $456 | 5/4.5 | 2,960 | 281 | 1.6 |
| 64 Pennypacker Lane, Palm Coast, FL 32164Listed by THE NEWCOMER GROUP | Jul 2026 | $379,000 | $161 | 4/3 | 2,355 | 22 | 1.7 |
| 56 Florida Park Drive N, Palm Coast, FL 32137Listed by EXP REALTY LLC | Jun 2026 | $360,000 | $138 | 4/3 | 2,614 | 103 | 2 |
| 3303 N N Ocean Shore Blvd Boulevard, Flagler Beach, FL 32136Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Jun 2026 | $1,708,000 | $694 | 5/4.5 | 2,460 | 144 | 2 |
| 14 Boulder Rock Drive, Palm Coast, FL 32137Listed by LPT REALTY LLC | Aug 2026 | $300,000 | $137 | 3/2 | 2,189 | 59 | 2.3 |
| 33 Boxwood Lane, Palm Coast, FL 32137Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $417,000 | $195 | 3/2 | 2,141 | 2 | 2.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines