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Active

$1,560,0003 bd · 3 ba · 3,296 sq ft

Active·120 days on market

63 Front Street

Palm Coast, FL 32137

$1,560,000$473/sqftEst. $8,505/mo mortgageMLS# 2154745
3
Beds
3
Baths
3,296
Sq Ft
2000
Built
2.5
Garage
Yes
Pool
FEMA Zone XHOA $14/moWaterfrontSingle Family Residence2 stories

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Palm Coast

Hidden beneath a canopy of majestic mature live oaks at the end of a long private driveway on nearly ¾ of an acre, this extraordinary residence showcases timeless Mediterranean architecture rarely found in Palm Coast. Bordering Grand Haven's waterfront park with no neighboring home on one side, the estate offers exceptional privacy while embracing breathtaking views of the Intracoastal Waterway. From the moment you enter, soaring ceilings, graceful archways, stone fountains, rich granite flooring, & walls of picture windows immediately draw your eye to the tranquil waters beyond. Formal living & dining rooms provide elegant spaces for entertaining, while the spacious family room was designed to showcase spectacular waterfront views.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$8,505
HOAbilled annually$14
Estimated total, before insurance$8,519/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,560,000
$312,000
Loan Term
Monthly Payment
$8,505
Principal & Interest: $8,505
Insurance (est.): $1,040
Estimated Total Monthly
$9,545
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Tile — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · Palm Coast - building count > 0 within city limits · Public water (record)

County records show this parcel on central sewer served by Palm Coast - building count > 0 within city limits — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,815 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 6:42 AM, sunset 5:34 PM.

  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Jul 10, 2026Listed$1,560,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $456/sq ft; this home is listed at $473/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
47 Lagare Street, Palm Coast, FL 32137Listed by FLORIDA CONCIERGE REAL ESTATEJun 2025$640,000$2494/32,571940.1
103 Island Estates Parkway, Palm Coast, FL 32137Listed by COASTAL GATEWAY REAL ESTATE GROUPOct 2026$1,940,000$5234/43,706580.3
3538 N Ocean Shore Boulevard, Palm Coast, FL 32137Listed by REMAX SELECT PROFESSIONALSJun 2026$1,350,000$4565/4.52,9602810.3
18 Players Circle, Palm Coast, FL 32137Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYMar 2026$590,000$2333/2.52,5291820.4
3341 N Ocean Shore Boulevard, Flagler Beach, FL 32136Listed by DJ & LINDSEY REAL ESTATEMar 2026$1,770,000$7584/42,336460.7
8 N Village Drive, Palm Coast, FL 32137Listed by COASTAL GATEWAY REAL ESTATE GROUPFeb 2026$525,000$1884/32,7992720.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,560,000
Price / Sq Ft$473
Bedrooms3
Bathrooms3.00
Full Baths2
Half Baths2
Square Footage3,296
Year Built2000
TypeResidential
Sub-TypeSingle Family Residence
StyleSpanish, Villa, Other
StatusActive
# of Garages2.5
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure, Waterfall
Is WaterfrontYes
Direction FacesWest

School Information

ElementaryOld Kings
MiddleIndian Trails

Community Information

Address63 Front Street, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionGrand Haven
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Parcel Number1511312830000000650
ZoningSingle Family

Amenities

AmenitiesPool, Other, Basketball Court, Clubhouse, Fitness Center, Gated, Golf Course, Jogging Path, Maintenance Grounds, Management - Full Time, Management- On Site, Park, Pickleball, Playground, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
Community FeaturesSidewalks, Fishing, Suburban, Street Lights, Restaurant, Gated, Curbs
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic, Well
ParkingOther, Garage
ViewIntracoastal, Other

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric, Multi Units
FlooringMarble, Tile, Wood
FireplaceYes
# of Fireplaces3
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Sink, Washer Hookup
SecurityFire Alarm, Gated with Guard, Security Gate, Smoke Detector(s)
Spa FeaturesIn Ground

Exterior

Exterior FeaturesBalcony, Boat Lift, Dock, Fire Pit, Outdoor Kitchen, Other
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Deck, Patio, Porch, Rear Porch, Screened
FencingOther
RoofTile
ConstructionBlock, Concrete, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJuly 10, 2026
Days on Market120
HOA Fees$165 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds, Security
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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