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Active

Active·16 days on market

63 Front Street

Palm Coast, FL 32137

$1,560,000$473/sqftEst. $7,954/moMLS# 2154745

Beds

Baths

3,296

Sq Ft

2000

Built

2.5

Garage

Yes

Pool

About this home

Palm Coast

Hidden beneath a canopy of majestic mature live oaks at the end of a long private driveway on nearly ¾ of an acre, this extraordinary residence showcases timeless Mediterranean architecture rarely found in Palm Coast. Bordering Grand Haven's waterfront park with no neighboring home on one side, the estate offers exceptional privacy while embracing breathtaking views of the Intracoastal Waterway. From the moment you enter, soaring ceilings, graceful archways, stone fountains, rich granite flooring, & walls of picture windows immediately draw your eye to the tranquil waters beyond. Formal living & dining rooms provide elegant spaces for entertaining, while the spacious family room was designed to showcase spectacular waterfront views.

Cost to own

Mortgage calculator

Home Price

$1,560,000

Down Payment: 20%

$312,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$7,954

Principal & Interest: $7,954

Insurance (est.): $1,040

Estimated Total Monthly

$8,994

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$7,954

HOAbilled annually$14

Estimated total, before insurance$7,968/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Tile — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · Palm Coast - building count > 0 within city limits · Public water (record)

County records show this parcel on central sewer served by Palm Coast - building count > 0 within city limits — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,815 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 10, 2026Listed$1,560,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,560,000

Price / Sq Ft$473

Bedrooms3

Bathrooms3.00

Full Baths2

Half Baths2

Square Footage3,296

Year Built2000

TypeResidential

Sub-TypeSingle Family Residence

StyleSpanish, Villa, Other

StatusActive

# of Garages2.5

Has PoolYes

Pool FeaturesIn Ground, Screen Enclosure, Waterfall

Is WaterfrontYes

Direction FacesWest

School Information

ElementaryOld Kings

MiddleIndian Trails

HighMatanzas

Community Information

Address63 Front Street, Palm Coast, FL 32137

Area601-Flagler County-North Central

SubdivisionGrand Haven

CityPalm Coast

CountyFlagler

StateFL

Zip Code32137

Parcel Number1511312830000000650

ZoningSingle Family

Amenities

AmenitiesPool, Other, Basketball Court, Clubhouse, Fitness Center, Gated, Golf Course, Jogging Path, Maintenance Grounds, Management - Full Time, Management- On Site, Park, Pickleball, Playground, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic, Well

ParkingOther, Garage

ViewIntracoastal, Other

Waterfront TypeIntracoastal, Navigable Water, No Fixed Bridges, River Access

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric, Multi Units

FlooringMarble, Tile, Wood

FireplaceYes

# of Fireplaces3

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Lower Level, Sink, Washer Hookup

SecurityFire Alarm, Gated with Guard, Security Gate, Smoke Detector(s)

Spa FeaturesIn Ground