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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Feb 23, 2026·260 days on market

15 Via Roma

Palm Coast, FL 32137

$810,000sold priceListed at $890,000 · 91% of asking$285/sqftMLS# 2123514
4
Beds
3
Baths
2,843
Sq Ft
1991
Built
2
Garage
Yes
Pool
HOA $310/mo0.49 acresSingle Family Residence1 story

About this home

Palm Coast

This pool home, on the golf course, in the coveted ocean front community of Hammock Dunes, is in pristine condition. Walk or ride your bike to the beach or enjoy all the amenities of the private Hammock Dunes Club, which has memberships available, but not required. The home is situated on a beautifully kept, well-maintained yard, with awesome views of the golf course. No expense was spared to make this yard a beautiful oasis and for easy upkeep the sprinkler system was updated and reconfigured. MOVE IN READY, NEW TILE ROOF TO BE INSTALLED, UPDATES INCLUDE STAINLESS APPLIANCES, POOL RESURFACING, LVP FLOORING, WASHER DRYER, INTERIOR PAINTED, GENERATOR READY. The level of maintenance on this home will impress the most fastidious homeowner. A perfect home, with an open floor plan, for entertaining friends and family with 4 bedrooms and 3 baths plus an outdoor shower for easy clean-up after a day at the beach. One bedroom has been used as a library/office and is perfect for work at home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$4,451
HOAbilled monthly$310
Estimated total, before insurance$4,761/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,703/yr · $892/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 1991)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,740 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $10,703/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $352/sq ft; this home is listed at $313/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
15 Marbella Court, Palm Coast, FL 32137Listed by REMAX SELECT PROFESSIONALSApr 2026$825,000$3533/2.52,3361470.4
3 Cordoba Court, Palm Coast, FL 32137Listed by COASTAL GATEWAY REAL ESTATE GROUPJan 2026$1,400,000$4593/3.53,04860.9
250 Harbor Village Point N, Palm Coast, FL 32137Listed by NON MLS (realMLS)Mar 2026$1,007,500$3523/2.52,85901
8 N Village Drive, Palm Coast, FL 32137Listed by COASTAL GATEWAY REAL ESTATE GROUPFeb 2026$525,000$1884/32,7992721.1
11 Clark Lane, Palm Coast, FL 32137Listed by REAL BROKER LLCJan 2026$329,000$1655/21,995641.1
1 Cloverdale Court S, Palm Coast, FL 32137Listed by REALTY EXCHANGE LLCApr 2026$685,000$2584/2.52,654421.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$890,000
Price / Sq Ft$313
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,843
Acres0.49 acres
Year Built1991
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryOld Kings, reported on 2 other Hammock Dunes listings
MiddleIndian Trails, reported on 2 other Hammock Dunes listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address15 Via Roma, Palm Coast, FL 32137
Area605-Flagler County North-Beach
SubdivisionHammock Dunes
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size21,344.4 sq ft
Parcel Number0411312987000000350

Amenities

AmenitiesBeach Access, Gated, Security
Community FeaturesStreet Lights, Gated
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewGolf Course

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingElectric
CoolingSplit System
FlooringTile, Vinyl
FireplaceYes
Fireplace FeaturesOther
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Exterior FeaturesOutdoor Shower
Lot DescriptionMany Trees, On Golf Course, Sprinklers In Front, Sprinklers In Rear
RoofTile
Road SurfacePaved

Additional Information

Date ListedJanuary 5, 2026
Days on Market260
HOA Fees$310 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesSecurity
Tax Amount$10,702.62
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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