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Active

Active·19 days on market

14 Egret Drive

Palm Coast, FL 32137

$560,000$228/sqftEst. $2,855/moMLS# 2152796

Beds

Baths

2,456

Sq Ft

2002

Built

Garage

Pool

About this home

Palm Coast

14 Egret Drive | Grand Haven | Village of Osprey Lakes Welcome to 14 Egret Drive -- a beautifully maintained lake-view home nestled in the prestigious gated community of Grand Haven, where every room feels connected to the water and the lifestyle is simply unmatched. This 3-bedroom, 2-bath residence offers 2,456 sq. ft. of thoughtfully designed living space on a 0.26-acre lot, built in 2002 with enduring quality and Florida living in mind. Inside, vaulted ceilings and an open floor plan create an effortless sense of space and light, complemented by tile and wood flooring throughout, a formal dining room, breakfast nook, and a versatile bonus room ideal for a home office or flex space. The private primary suite is a true retreat -- with patio access, a garden tub, walk-in shower, dual sinks, and a generous walk-in closet. The heart of this home is the huge screened lanai, where pond and lake views stretch before you -- perfect for morning coffee, golden-hour entertaining

Cost to own

Mortgage calculator

Home Price

$560,000

Down Payment: 20%

$112,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,855

Principal & Interest: $2,855

Insurance (est.): $373

Estimated Total Monthly

$3,229

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,855

HOAbilled annually$14

Estimated total, before insurance$2,869/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,113/yr · $676/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,113/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · Palm Coast - building count > 0 within city limits · Public water (record)

County records show this parcel on central sewer served by Palm Coast - building count > 0 within city limits — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,781 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 7, 2026Active$560,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$560,000

Price / Sq Ft$228

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage2,456

Acres0.26 acres

Year Built2002

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Community Information

Address14 Egret Drive, Palm Coast, FL 32137

Area601-Flagler County-North Central

SubdivisionGrand Haven

CityPalm Coast

CountyFlagler

StateFL

Zip Code32137

Lot Size11,325.6 sq ft

Lot Dimensions25 x 125

Parcel Number2211315902000000340

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Gated, Golf Course, Jogging Path, Maintenance Grounds, Park, Pickleball, Playground, Spa/Hot Tub, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Attached, Garage, Off Street

ViewPond, Water

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s)

AppliancesDishwasher, Dryer, Electric Range, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringTile, Wood

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecuritySecurity Gate, Smoke Detector(s)