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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Reverie At Trailmark, St. Augustine — a 55+ community home in St. Johns County.

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Sold

Sold·Closed May 12, 2025·114 days on market·Recent sales in Reverie At Trailmark·Reverie At Trailmark

967 Rustic Mill Drive

St. Augustine, FL 32092

$419,000sold priceListed at $435,900 · 96.1% of asking$265/sqftMLS# 2055591
3
Beds
2
Baths
1,581
Sq Ft
2022
Built
2
Garage
No
Pool

37 more homes for sale in Reverie At Trailmark →Search Reverie At Trailmark on the map

HOA $32/mo6,534 sqft lotSingle Family Residence1 story

About this home

Reverie At Trailmark

REDUCDED 55+ Resort Living in this Better than new home in World Golf Village area of Historical St Augustine. Just Built in 2022 & includes all new barely used appliances! The home features thousands in upgrades including: Under cabinet lighting, Upgraded lighting throughout with top level ceiling fan(s) w/ remotes, Added outlet(s) in master bedroom walk-in closet & laundry room. Washer, dryer, refrigerator with ice maker & filtered water, Ring camera doorbell & security camera in front & lanai solar charged, TV mount(s) in living room, flex room & 2nd bedroom. Cellular shades plus curtains in Master, 2nd bedroom & Flex(non conforming 3rd bedroom). Smart lock added to front door. Paver driveway+ front & back patio, All pavers have been sealed & home has been pressure washed outside. This home is immaculate inside and out with Gorgeous Palm Trees in the front & Private preserve in the back. This home's back patio does NOT face either neighbors patio for added privacy. (click Mor

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,321
Property taxesest. at asking price, St. Johns County$558
HOAbilled annually$32
Estimated total, before insurance$2,910/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$419,000
$83,800
Loan Term
Monthly Payment
$2,321
Principal & Interest: $2,321
Property taxes (est.): $558
Insurance (est.): $279
Estimated Total Monthly
$3,158
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,712 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $4,151/yr

Estimated taxes if purchased at asking price: ~$6,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 7, 2024Listed$435,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $209/sq ft; this home is listed at $276/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
996 Rustic Mill Drive, St. Augustine, FL 32092Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTYJul 2026$349,000$2212/21,5811400
813 Rustic Mill Drive, St. Augustine, FL 32092Listed by COASTAL CHARM REALTY, LLCAug 2026$385,000$2032/21,898920.1
1125 Rustic Mill Drive, St. Augustine, FL 32092Listed by REAL BROKER LLCJul 2026$291,000$1942/21,4991350.2
120 Sundance Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$335,000$2122/21,58100.3
189 Bees Knees Way, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCJun 2026$329,990$2092/21,58100.5
341 Applejack Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCJul 2026$386,990$2042/21,8983330.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$435,900
Price / Sq Ft$276
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,581
Acres0.15 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
55+ CommunityYes

Community Information

Address967 Rustic Mill Drive, St. Augustine, FL 32092
Area309-World Golf Village Area-West
SubdivisionReverie At Trailmark
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size6,534 sq ft
Parcel Number0290021240
ZoningResidential

Amenities

AmenitiesPool
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyExposure/Shade, Lighting
ParkingAttached, Covered, Garage, Garage Door Opener, Gated
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesOther, Dishwasher, Disposal, Dryer, Gas Cooktop, Gas Oven, Gas Range, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Lower Level, Washer Hookup
SecurityCarbon Monoxide Detector(s), Security Gate, Smoke Detector(s)
Spa FeaturesHeated, Community

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio, Porch, Rear Porch, Screened
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedNovember 7, 2024
Days on Market114
HOA Fees$380.28 / Annually
HOA FrequencyAnnually
Tax Amount$4,151
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Reverie At Trailmark

Reverie At Trailmark is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Reverie At Trailmark homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 12, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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