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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Durbin Crossing, St. Johns — a home near Creekside High School.

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Sold

Sold·Closed Mar 10, 2025·77 days on market·Recent sales in Durbin Crossing·Durbin Crossing

158 Rockcreek Drive

St. Johns, FL 32259

$697,000sold priceListed at $699,900 · 99.6% of asking$244/sqftMLS# 2053146
4
Beds
3.5
Baths
2,859
Sq Ft
2014
Built
3
Garage
No
Pool

31 more homes for sale in Durbin Crossing →Search Durbin Crossing on the map

HOA $6/mo12,632 sqft lotSingle Family Residence2 stories

About this home

Durbin Crossing

Stunning 4-Bedroom Home with Preserve Views & Elegant Upgrades. This meticulously cared-for 4-bedroom, 3.5-bath home offers a perfect blend of style, comfort, and functionality. Situated on a peaceful lot backing to a serene natural preserve, this home features an extended covered lanai and a fully fenced backyard, ideal for outdoor living and privacy. Key features include: CDD fully paid off (only CDD maintenance included with taxes). Dual-zone climate control with two individually controlled thermostats for enhanced comfort. Water softener system for improved water quality. Encased windows with Bali shades, including blackout shades in all bedrooms. Granite countertops in the kitchen and bathrooms with new faucets. Elegant wainscoting in the main entrance, stairs, hallway, and powder room. Gutters around the entire home. Alarm system for added security. Crown molding throughout adds a touch of sophistication.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,861
Property taxesest. at asking price, St. Johns County$927
HOAbilled annually$6
Estimated total, before insurance$4,794/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$697,000
$139,400
Loan Term
Monthly Payment
$3,861
Principal & Interest: $3,861
Property taxes (est.): $928
Insurance (est.): $465
Estimated Total Monthly
$5,253
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,760 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $5,455/yr

Estimated taxes if purchased at asking price: ~$11,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 12, 2024Listed$699,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $216/sq ft; this home is listed at $245/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
157 Longwood Street, St. Johns, FL 32259Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$583,000$2084/3.52,8071050.2
246 Willow Winds Parkway, St. Johns, FL 32259Listed by WATSON REALTY CORPAug 2026$535,000$2174/22,46860.5
222 Sarah Elizabeth Drive, St. Johns, FL 32259Listed by GAILEY ENTERPRISES LLCSep 2026$675,000$2044/2.53,3021110.9
1684 Fenton Avenue, St. Johns, FL 32259Listed by TAH FLORIDA LLCSep 2026$585,000$2015/32,909440.9
27 Willow Winds Parkway, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERYAug 2026$450,000$2164/32,08740.9
2448 Cimarrone Boulevard, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$645,000$3013/22,14130.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$699,900
Price / Sq Ft$245
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,859
Acres0.29 acres
Year Built2014
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address158 Rockcreek Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionDurbin Crossing
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size12,632.4 sq ft
Parcel Number0096212340
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Park, Playground, Tennis Court(s)
UtilitiesCable Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesEat-in Kitchen, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric, Zoned
CoolingCentral Air, Electric, Zoned
FlooringCarpet, Tile
# of Stories2
LevelsMulti/Split, Two
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Patio, Rear Porch, Screened
FencingFenced, Back Yard, Vinyl, Wrought Iron
RoofShingle
ConstructionStone Veneer, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedNovember 12, 2024
Days on Market77
HOA Fees$67 / Annually
HOA FrequencyAnnually
HOA NameDurbin Crossing Master Association Inc.
Tax Amount$5,455.45
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Durbin Crossing

Durbin Crossing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Durbin Crossing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 10, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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