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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Queens Harbour, Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Nov 27, 2024·12 days on market·Recent sales in Queens Harbour·Queens Harbour

774 Shipwatch Drive

Jacksonville, FL 32225

$2,549,000sold priceListed at $2,549,000 · 100% of asking$574/sqftMLS# 2052708
4
Beds
3.5
Baths
4,437
Sq Ft
2007
Built
3
Garage
No
Pool

3 more homes for sale in Queens Harbour →Search Queens Harbour on the map

HOA $330/mo0.46 acresWaterfrontSingle Family Residence1 story

About this home

Queens Harbour

A TRUE CUSTOM MASTERPIECE. ONE-OF-A-KIND GORGEOUS NAVIGABLE WATERFRONT PROPERTY. BEAUTIFULLY APPOINTED: STUNNING MAHOGANY DOUBLE ENTRY DOORS, BEAUTIFUL ARCHITECTURAL DETAILS IN ALMOST EVERY ROOM, GORGEOUS ENTRY FOYER, 2 STORY EXECUTIVE OFFICE WITH SPIRAL STAIRCASE, 90 DEGREE DISAPPEARING SLIDERS THAT OPEN TO GORGEOUS POOL, SUMMER KITCHEN AND INVITING ENTERTAINMENT SPACE IN A PRIVATE SETTING. THERE ARE 3 FIREPLACES IN GREAT ROOM, PRIMARY SUITE AS WELL AS THE LANAI. ENJOY ENTERTAINING IN THE STUNNING UPDATED EXECUTIVE KITCHEN WITH HIGH END APPLIANCES, ADJACENT TO THE KITCHEN IS A PERFECT WET BAR CONVENIENT FOR HOSTING FRIENDS AND FAMILY, INDOORS OR OUT, PRIVATE DOCK. THIS HOME HAS JUST TOO MANY FEATURES TO LIST AND IS A MUST SEE! THIS EXQUISITE RARITY IS SURE NOT TO DISAPPOINT EVEN THE MOST DISCERNING BUYER. LOCATED ONLY 6 MILES FROM THE BEACHES OF THE ATLANTIC OCEAN, GREAT SHOPPING, MAYO CLINIC, ETC.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$14,119
Property taxesest. at asking price, Duval County$4,162
HOAbilled quarterly$330
Estimated total, before insurance$18,611/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,549,000
$509,800
Loan Term
Monthly Payment
$14,119
Principal & Interest: $14,119
Property taxes (est.): $4,162
Insurance (est.): $1,699
Estimated Total Monthly
$19,980
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,790 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$2,205,372$2,205,372▲ $671,655
2024$1,541,412$1,095,624▲ $35,150
2023$1,333,086$1,062,257—
2022$1,294,082$1,029,862▼ $12,988
2021$1,130,386$995,755▲ $37,908
2020$1,031,317$981,317—

2023 property taxes (current owner): $19,449/yr

Estimated taxes if purchased at asking price: ~$49,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $388/sq ft; this home is listed at $574/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
704 Shipwatch Drive E, Jacksonville, FL 32225Listed by INTEGRITY KEY REALTY LLCSep 2026$1,425,099$3884/43,672130.2
13601 Emerald Cove Court, Jacksonville, FL 32225Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJul 2026$1,725,000$4185/44,1261390.2
13827 Tortuga Point Drive, Jacksonville, FL 32225Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2025$1,350,000$2774/5.54,8821290.2
953 Shipwatch Drive E, Jacksonville, FL 32225Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$1,454,500$4024/43,618550.4
13634 Shipwatch Drive, Jacksonville, FL 32225Listed by AMK NETWORK REALTYAug 2026$1,065,000$3424/43,112500.4
13353 Princess Kelly Drive, Jacksonville, FL 32225Listed by PURSUIT REAL ESTATE, LLCJun 2026$760,000$2394/3.53,1861190.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,549,000
Price / Sq Ft$574
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage4,437
Acres0.46 acres
Year Built2007
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolNo
Pool FeaturesIn Ground, Heated
Is WaterfrontYes

Community Information

Address774 Shipwatch Drive, Jacksonville, FL 32225
Area043-Intracoastal West-North Of Atlantic Blvd
SubdivisionQueens Harbour
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size20,037.6 sq ft
Parcel Number1671271945
ZoningResidential

Amenities

AmenitiesClubhouse, Fitness Center, Gated, Golf Course, Marina, Pickleball, Playground, Security, Tennis Court(s), Water
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingCircular Driveway, Garage, Garage Door Opener
ViewMarina, Pool, Water, Other

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Central Vacuum, Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s), Wet Bar, Wine Cellar
AppliancesOther, Dishwasher, Disposal, Double Oven, Dryer, Freezer, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned, Wine Cooler
HeatingCentral, Electric, Propane
CoolingCentral Air, Split System
FlooringStone, Tile, Wood
FireplaceYes
# of Fireplaces3
Fireplace FeaturesElectric, Gas, Outside
# of Stories1

Exterior

Exterior FeaturesDock, Fire Pit, Outdoor Kitchen
Patio / PorchPatio
RoofTile
ConstructionConcrete, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedOctober 19, 2024
Days on Market12
HOA Fees$989 / Quarterly
HOA FrequencyQuarterly
HOA NameMay Management
HOA Fee IncludesSecurity, Trash
Tax Amount$19,449.46
Tax Year2023
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Queens Harbour

Queens Harbour is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.

View all Queens Harbour homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 27, 2024. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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