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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns — a waterfront home in St. Johns County.

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Sold

Sold·Closed Oct 25, 2024·3 days on market·Recent sales in St. Johns County

823 Black Cherry Drive S

St. Johns, FL 32259

$225,000sold priceListed at $245,000 · 91.8% of asking$177/sqftMLS# 2049176
2
Beds
2.5
Baths
1,268
Sq Ft
2006
Built
1
Garage
No
Pool
HOA $370/moWaterfrontCondominium2 stories

About this home

St. Johns

** NEWER ROOF ** NEW AC UNIT ** A - RATED SCHOOLS ** Discover this inviting condo with an open floor plan, hardwood floors, and stainless steel appliances. Enjoy the spaciousness of two Large bedrooms and two and a half bathrooms, including a private en-suite bathroom for the guest bedroom. Step outside onto your patio and savor a beautiful sunrise over the lake. With a newly replaced roof (2019) and AC unit (2020), fresh interior paint, and newer carpet, this home comes with peace of mind. It's also zoned for A-rated St. Johns County schools, making it perfect for families. This condo is conveniently located within the gated, desirable Cypress Trace community, and near plenty of shopping and dining options. Enjoy access to a variety of amenities including a pool, jacuzzi, playground, and tennis and basketball courts. Don't miss this opportunity to own a spacious and well-maintained condo with stunning water views.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,246
Property taxesest. at asking price, St. Johns County$299
HOAbilled monthly$370
Estimated total, before insurance$1,916/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$225,000
$45,000
Loan Term
Monthly Payment
$1,246
Principal & Interest: $1,246
Property taxes (est.): $299
Insurance (est.): $150
Estimated Total Monthly
$1,696
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$188,000$188,000—
2024$205,500$101,343—
2023$200,880$96,935—
2022$167,000$92,655—
2021$138,500$88,500—
2020$128,000$128,000—

2023 property taxes (current owner): $1,620/yr

Estimated taxes if purchased at asking price: ~$3,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $183/sq ft; this home is listed at $193/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
808 Black Cherry Drive S, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$194,000$1532/2.51,268390.1
1018 N Black Cherry Drive, St. Johns, FL 32259Listed by REMAX WELCOME HOMESep 2026$188,700$1293/2.51,468250.1
6199 Bartram Village Drive, Jacksonville, FL 32258Listed by WATSON REALTY CORPSep 2026$243,000$1723/2.51,412341.1
6078 Bartram Village Drive, Jacksonville, FL 32258Listed by EAGLES WORLD REALTY, INCSep 2026$251,000$1833/2.51,368841.3
15012 Catterick Court, Jacksonville, FL 32258Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$345,898$2243/2.51,54101.6
371 Tamar Court, St. Augustine, FL 32095Listed by REAL BROKER LLCSep 2026$360,000$2593/21,388871.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$245,000
Price / Sq Ft$193
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,268
Year Built2006
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes
Direction FacesEast

School Information

Community Information

Address823 Black Cherry Drive S, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionCrossings At Cypress Trace
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Parcel Number0234291805
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Park, Playground, Spa/Hot Tub, Tennis Court(s)
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Off Street
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Upper Level, Washer Hookup
SecuritySecurity System Owned, Smoke Detector(s)
Spa FeaturesCommunity

Exterior

Patio / PorchRear Porch
FencingBack Yard
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedOctober 1, 2024
Days on Market3
HOA Fees$370 / Monthly
HOA FrequencyMonthly
Tax Amount$1,619.7
Tax Year2023
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHAD AND SANDY REAL ESTATE GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 25, 2024. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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