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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Bentwater Place, Jacksonville — a home near Sandalwood High School.

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Sold

Sold·Closed Jan 15, 2025·79 days on market·Recent sales in Bentwater Place·Bentwater Place

12768 Copper Springs Road

Jacksonville, FL 32246

$390,000sold priceListed at $399,900 · 97.5% of asking$254/sqftMLS# 2046143
3
Beds
2
Baths
1,538
Sq Ft
2000
Built
2
Garage
No
Pool

4 more homes for sale in Bentwater Place →Search Bentwater Place on the map

HOA $27/mo9,148 sqft lotWaterfrontSingle Family Residence1 story

About this home

Bentwater Place

Discover this beautifully upgraded patio home, ideally situated for easy access to the beach, Mayo Clinic, UNF, St. Johns Town Center, and major highways. Enjoy luxury living with designer touches throughout, including luxury vinyl flooring, a new roof, and a fresh fence. The modern kitchen boasts a deep, extra-large sink with a motion-activated faucet, sleek quartz countertops, and an innovative airfryer oven/range. Customize your space with the refrigerator's interchangeable glass panels. Stay comfortable with a Goodman HVAC system featuring clean air ducts, a UV & peroxide air filtration system, and a maintenance package for regular biannual servicing. This home also offers a complimentary 3-hour interior design consultation. It's perfect for families and pet owners, with a neighborhood park featuring new playground equipment. Low maintenance and high style make this home a must-see. Schedule your showing today! 24 HR Notice - sellers work from home and have 2 little dogs.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,160
Property taxesest. at asking price, Duval County$637
HOAbilled annually$27
Estimated total, before insurance$2,824/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$390,000
$78,000
Loan Term
Monthly Payment
$2,160
Principal & Interest: $2,160
Property taxes (est.): $637
Insurance (est.): $260
Estimated Total Monthly
$3,057
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,774 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $3,499/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 27, 2024Listed$399,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $266/sq ft; this home is listed at $260/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12887 Bentwater Drive, Jacksonville, FL 32246Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$420,000$2863/21,469290.2
13015 Bentwater Drive, Jacksonville, FL 32246Listed by FUTURE HOME REALTY INCSep 2026$379,000$2103/21,8051060.4
2494 The Woods Drive E, Jacksonville, FL 32246Listed by MOMENTUM REALTYSep 2026$435,455$2353/21,85020.4
13234 S Companion Circle, Jacksonville, FL 32224Listed by RE/MAX SPECIALISTSSep 2026$365,000$1893/21,9351350.7
2118 Pecos Way, Jacksonville, FL 32246Listed by ROUND TABLE REALTYSep 2026$390,000$2663/21,46860.8
13253 Mendenhall Place, Jacksonville, FL 32224Listed by COMPASS FLORIDA LLCOct 2026$392,750$3023/21,301970.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$399,900
Price / Sq Ft$260
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,538
Acres0.21 acres
Year Built2000
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
StatusClosed
# of Garages2
Has PoolNo
Pool FeaturesNone
Is WaterfrontYes

School Information

ElementaryAbess Park
MiddleKernan

Community Information

Address12768 Copper Springs Road, Jacksonville, FL 32246
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionBentwater Place
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size9,147.6 sq ft
Parcel Number1652832755
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage, Off Street
ViewLake, Pond
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Range, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

FencingBack Yard, Wood
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedOctober 28, 2024
Days on Market79
HOA Fees$328 / Annually
HOA FrequencyAnnually
Tax Amount$3,499.4
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Bentwater Place

Bentwater Place is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.

View all Bentwater Place homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 15, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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