This home is in Bentwater Place, Jacksonville.

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Active

Active·52 days on market·Bentwater Place

2504 Winding Springs Court

Jacksonville, FL 32246

$545,000$245/sqftEst. $2,901/moMLS# 2143042

Beds

Baths

2,229

Sq Ft

1995

Built

Garage

Yes

Pool

About this home

Bentwater Place

Make this your next home with ideal floorplan & convenience to all Jax & Beaches has to offer. Only minutes to Beaches/AtlanticOcean,Intracoastal Waterway,Mayport Naval Station, Medical facilities including Mayo Clinic,Worship Centers,major travel routes:Downtown,JIA,I-295,I-95,Butler Blvd, Shopping, Restaurants, Entertainment & enjoy many cultural & outdoor events. Home is a dream with spacious flow from foyer throughout first floor living areas.Dining & Living rooms, Kitchen(breakfast room) & Family/Great Room + leading onto enclosed back porch & in ground pool.Second bath serves as cabana bath with door to pool deck. Divided bedroom areas: 3 bedrooms & bathroom facing backyard with bathroom & Primary bedroom&large bathroom suite with tub&separate shower front right facing. Enjoy custom crown molding, interior framed windows, mantle, & wooden great room ceiling. Flooring is custom hardwood,slate & travertine. The special chandeliers convey. Hope you visit soon!!

Cost to own

Mortgage calculator

Home Price

$545,000

Down Payment: 20%

$109,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,753

Principal & Interest: $2,753

Est. Taxes & Insurance: $688

Estimated Total Monthly

$3,441

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,901

Property taxesest. at asking price, Duval County$890

HOAbilled annually$29

Estimated total, before insurance$3,820/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$416,730	$245,107	—
2024	$403,161	$237,492	▼ $704
2023	$403,563	$229,119	—
2022	$379,134	$220,990	—
2021	$281,772	$213,098	—
2020	$263,851	$209,466	—

2025 property taxes (current owner): $4,878/yr

Estimated taxes if purchased at asking price: ~$10,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,785 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 23, 2026Listed$545,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$545,000

Price / Sq Ft$245

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage2,229

Total Structure Area2,558 sq ft

Acres0.30 acres

Year Built1995

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Fenced

Is WaterfrontNo

Direction FacesEast

School Information

ElementaryAlimacani

MiddleFletcher Jr High

HighDuncan Fletcher

Community Information

Address2504 Winding Springs Court, Jacksonville, FL 32246

Area025-Intracoastal West-North Of Beach Blvd

SubdivisionBentwater Place

CityJacksonville

CountyDuval

StateFL

Zip Code32246

Lot Size13,068 sq ft

Lot DimensionsFront 80 X Depth 165

Parcel Number1652830285

ZoningPUD

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available

SewerPublic Sewer

Water SourcePublic

Green / EnergyAppliances, Doors, Exposure/Shade, HVAC

ParkingAttached, Garage, On Street

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Washer

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringStone, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

Window FeaturesSkylight(s)