This home is in Jacksonville.
Active·Listed today
963 Observatory Parkway
Jacksonville, FL 32218
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Located on a quiet cul-de-sac, this like-new construction offers easy access to everything Jacksonville has to offer, including shopping, restaurants, and the airport, with convenient interstate access. Built in 2022, the owner has kept this home in immaculate condition. The large open kitchen overlooks a spacious living room, perfect for entertaining. The outdoor area is partially fenced, and backs up to woods providing privacy. A half bath is conveniently located downstairs. Upstairs, you'll find two generously sized bedrooms, each with its own bathroom, including a private en-suite in the owner's suite. The home also comes with a water softener that can be transferred to the new owner. Additional features include a one-car garage and a new upscale washer and dryer, both included. This home is truly move-in ready!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: material not specified — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,754 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Parkabout 9 mi · 35 parking spaces
Closest park or preserve
Reddie Point Preserveabout 6 mi · 1.2 mi of trails
Closest public boat ramp
Bert Maxwell Boat Rampabout 6 mi · St. Johns River - Trout River (Jacksonville)
Closest kayak & paddleboard launch
Oceanway Fish Management Area Hand Launch Ramp (No Gas Motors)about 2 mi · Oceanway Lake
Closest youth league fields
Tom Marshall Parkabout 0.8 mi · Baseball, Football, Softball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $246,700 in October 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $208,974 | $208,974 | — |
| 2024 | $203,177 | $153,177 | ▲ $10,000 |
| 2023 | $200,476 | $150,476 | — |
| 2022 | $60,000 | $60,000 | — |
2023 property taxes (current owner): $3,044/yr
Estimated taxes if purchased at asking price: ~$4,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 16, 2026Active$239,000
- Oct 5, 2026Withdrawn$239,000
- Aug 7, 2026Price change$239,000−$1,000
- Jul 14, 2026Price change$240,000−$5,000
- Jul 13, 2026Price change$245,000−$2,000
- May 31, 2026Listed$247,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $169/sq ft; this home is listed at $199/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 12779 Veterans Court, Jacksonville, FL 32218Listed by THIRDSTONE PROPERTIES LLC | Sep 2026 | $205,000 | $169 | 2/2.5 | 1,210 | 33 | 0.1 |
| 899 Observatory Parkway, Jacksonville, FL 32218Listed by MOMENTUM REALTY | Apr 2026 | $210,000 | $175 | 2/2.5 | 1,202 | 163 | 0.1 |
| 837 Capitol Parkway, Jacksonville, FL 32218Listed by LA ROSA REALTY NORTH FLORIDA, LLC. | Feb 2026 | $201,000 | $166 | 2/2.5 | 1,210 | 218 | 0.3 |
| 357 Anthony Drive, Jacksonville, FL 32218Listed by WATSON REALTY CORP | Aug 2026 | $227,000 | $167 | 3/2.5 | 1,359 | 55 | 1 |
| 369 Annies Place, Jacksonville, FL 32218Listed by DOGWOOD REALTY | Apr 2026 | $195,000 | $171 | 2/2.5 | 1,140 | 14 | 1 |
| 330 Anthony Drive, Jacksonville, FL 32218Listed by RISE REALTY ADVISORS, LLC | Sep 2026 | $260,000 | $168 | 3/2.5 | 1,548 | 114 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: UNITED REAL ESTATE GALLERY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
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