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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Julington Creek, St. Johns — a golf course home in St. Johns County.

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Sold

Sold·Closed Dec 12, 2024·84 days on market·Recent sales in Julington Creek·Julington Creek

4120 Lonicera Loop

St. Johns, FL 32259

$530,000sold priceListed at $550,000 · 96.4% of asking$196/sqftMLS# 2040727
4
Beds
3
Baths
2,703
Sq Ft
2004
Built
2
Garage
No
Pool

6 more homes for sale in Julington Creek →Search Julington Creek on the map

HOA $41/mo13,068 sqft lotSingle Family Residence2 stories

About this home

Julington Creek

**OPEN HOUSE THIS WEEKEND** Welcome to this stunning 4-bedroom, 3-bathroom home located in a serene neighborhood at the end of the street, offering picturesque views of a tranquil pond. This beautiful property features a wood-burning fireplace, perfect for cozy evenings, and a spacious, open floor plan with an extended patio ideal for entertaining. The large, fully-fenced backyard is a gardener's dream, boasting an array of fruit trees including mulberry, banana, fig, and pomegranate. There's plenty of space to add a pool, and the pergola with pavers provides a lovely shaded area to relax and enjoy the outdoors. Upstairs, you'll find a private bedroom and full bath alongside a generous loft, offering a versatile space for an office, playroom, or guest suite. The home is nestled in an established neighborhood with mature trees, adding to its charm and appeal.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,936
Property taxesest. at asking price, St. Johns County$705
HOAbilled annually$41
Estimated total, before insurance$3,682/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$530,000
$106,000
Loan Term
Monthly Payment
$2,936
Principal & Interest: $2,936
Property taxes (est.): $705
Insurance (est.): $353
Estimated Total Monthly
$3,994
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,732 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $4,420/yr

Estimated taxes if purchased at asking price: ~$8,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 16, 2024Listed$550,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $217/sq ft; this home is listed at $203/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3220 Chestnut Court, St. Johns, FL 32259Listed by WATSON REALTY CORPSep 2026$660,000$2135/3.53,103110.1
27 Timber Stand Road, St. Johns, FL 32259Listed by MOMENTUM REALTYSep 2026$726,000$2215/43,28980.5
3920 E Glendale Court, St. Johns, FL 32259Listed by MOMENTUM REALTYAug 2026$660,000$2255/42,934400.5
222 Sarah Elizabeth Drive, St. Johns, FL 32259Listed by GAILEY ENTERPRISES LLCSep 2026$675,000$2044/2.53,3021110.6
1844 W Windy Way, St. Johns, FL 32259Listed by MARK SPAIN REAL ESTATESep 2026$510,000$2174/32,347490.7
1684 Fenton Avenue, St. Johns, FL 32259Listed by TAH FLORIDA LLCSep 2026$585,000$2015/32,909440.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$550,000
Price / Sq Ft$203
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,703
Acres0.30 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address4120 Lonicera Loop, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionJulington Creek
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size13,068 sq ft
Parcel Number2495404840
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Golf Course, Management- On Site, Park, Playground, Spa/Hot Tub, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Other
ViewPond

Interior

Interior FeaturesBreakfast Nook, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Sink, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionDead End Street, Few Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio
FencingFull, Vinyl
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 16, 2024
Days on Market84
HOA Fees$490 / Annually
HOA FrequencyAnnually
HOA NameJulington Creek Plantation
HOA Fee IncludesOther
Tax Amount$4,420.38
Tax Year2023
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Julington Creek

Julington Creek is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Julington Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 12, 2024. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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