This home is in Julington Creek, St. Johns.

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Active·Listed today·Julington Creek

713 Chesswood Court

St. Johns, FL 32259

$519,000$224/sqftEst. $2,762/moMLS# 2154655

Beds

Baths

2,312

Sq Ft

1989

Built

Garage

Pool

About this home

Julington Creek

Welcome home to this custom-designed 4-BR, 3-BA single-story home nestled at the end of a quiet, tree-lined cul-de-sac. Boasting 2,312 sq. ft. of open-concept living, this bright, flexible layout features high ceilings, fresh paint inside and out, and abundant natural light. The highly desirable layout provides maximum flexibility, offering plenty of room for a growing family, a dedicated home office, or effortless entertaining.Designed to maximize the serene outdoor views, the home features four sliding glass doors perfectly positioned throughout the layout--including the main living area, the kitchen, and two of the bedrooms--allowing easy access to your private wooded backyard backdrop and a luscious lawn backing up to a peaceful wooded preserve--no rear neighbors! Value-added perks include mature fruit trees, an irrigation well, pocket doors, NO CDD fees, and low HOA costs. Enjoy St. Johns County's top-rated schools, parks, and libraries. Owner is a licensed FL real estate agent.

Cost to own

Mortgage calculator

Home Price

$519,000

Down Payment: 20%

$103,800

Interest Rate: 7.00%

Loan Term

Monthly Payment

$2,762

Principal & Interest: $2,762

Est. Taxes & Insurance: $691

Estimated Total Monthly

$3,453

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,762

Property taxesest. at asking price, St. Johns County$692

HOAbilled annually$48

Estimated total, before insurance$3,502/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2022	$369,030	$279,350	—
2021	$253,955	$253,955	—
2020	$235,333	$177,487	—

2025 property taxes (current owner): $5,183/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,859 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2022), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,606 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History