This home is in Tamaya, Jacksonville — a gated community home in Jacksonville.
Sold·Closed Oct 25, 2024·0 days on market·Recent sales in Tamaya·Tamaya
3190 Spiro Circle
Jacksonville, FL 32246
12 more homes for sale in Tamaya →Search Tamaya on the map
About this home
Tamaya
This stunning home offers comfort and elegance at every turn. The first floor boasts a magnificent owner's suite complete with soaking tub, walk-in shower and an enormous walk-in closet. The gourmet kitchen is flanked by a sunny nook that leads out to the covered lanai. Centered by a two-story gathering room, there is space for everyone in this grand home!
Next steps in Tamaya
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Tile — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $6,741,700 in December 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,144,127 | $1,093,405 | — |
| 2024 | $125,000 | $125,000 | — |
Estimated taxes if purchased at asking price: ~$27,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 18, 2026Closed$1,413,085
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $347/sq ft; this home is listed at $288/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3149 Spiro Circle, Jacksonville, FL 32246Listed by ICI SELECT REALTY, INC. | Jun 2025 | $1,850,295 | $347 | 6/4.5 | 5,337 | 0 | 0 |
| 3149 Spiro Circle, Jacksonville, FL 32246Listed by HERRON REAL ESTATE LLC | Sep 2026 | $1,925,000 | $362 | 6/4.5 | 5,315 | 122 | 0.1 |
| 3055 Spiro Circle, Jacksonville, FL 32246Listed by COMPASS FLORIDA LLC | Jul 2026 | $1,700,000 | $423 | 5/4 | 4,016 | 14 | 0.2 |
| 2943 Cassia Lane, Jacksonville, FL 32246Listed by REAL BROKER LLC | Sep 2025 | $1,050,000 | $278 | 5/3.5 | 3,781 | 11 | 0.5 |
| 3169 Parador Way, Jacksonville, FL 32246Listed by KELLER WILLIAMS ST JOHNS | Aug 2026 | $1,030,000 | $284 | 4/4 | 3,631 | 19 | 0.7 |
| 3746 Pinckney Island Court, Jacksonville, FL 32224Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jul 2026 | $1,405,000 | $333 | 6/5 | 4,218 | 12 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ICI SELECT REALTY, INC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Tamaya
Tamaya is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.
View all Tamaya homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 25, 2024. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines