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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Yulee — a home near Yulee High School.

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Sold

Sold·Closed Feb 6, 2025·265 days on market·Recent sales in Yulee

245 Floco Avenue

Yulee, FL 32097

$455,000sold priceListed at $467,500 · 97.3% of asking$207/sqftMLS# 2021947
3
Beds
2.5
Baths
2,197
Sq Ft
2019
Built
2
Garage
No
Pool
HOA $102/mo6,534 sqft lotSingle Family Residence2 stories

About this home

Yulee

WELCOME to Wildlight, where front porches connect people & trails connect everything else. This unique home offers a one of a kind floorplan in Wildlight. You can explore miles of nature trails, then relax at the community pool or grab a drink at Mocama Brewery. Top-rated Wildlight Elementary School, a YMCA, UF Health, and diverse shops and restaurants, fostering a dynamic and well-balanced lifestyle. Home features an extra large gourmet kitchen with Stainless steel appliances, large island, quartz counter tops, upgraded cabinets and beautiful wood floors. Built in home generator (Generac). Generator transfer switch and 240 EV charge plug. Smart Home features a Tuxedo touch home controller, integrated garage door controller. Exterior security cameras and DVR solar motion lights. Home has a water softener, irrigation system, a cozy screened in back porch with an extended back patio.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,520
Property taxesest. at asking price, Nassau County$628
HOAbilled semi-annually$102
Estimated total, before insurance$3,251/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$455,000
$91,000
Loan Term
Monthly Payment
$2,520
Principal & Interest: $2,520
Property taxes (est.): $628
Insurance (est.): $303
Estimated Total Monthly
$3,452
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,732 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$433,280$421,191—
2024$415,997$382,901—
2023$400,548$348,092—
2022$316,447$316,447—
2021$319,267$319,267—
2020$294,488$294,488—

2023 property taxes (current owner): $7,403/yr

Estimated taxes if purchased at asking price: ~$7,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $271/sq ft; this home is listed at $213/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
294 Sawgrass Drive, Yulee, FL 32097Listed by WATSON REALTY CORPAug 2026$675,000$2914/22,3191050.1
386 Saw Palmetto Street, Yulee, FL 32097Listed by BEYCOME OF FLORIDA LLCAug 2026$495,000$2393/22,072680.4
756 Del Webb Parkway, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Sep 2026$506,840$2732/21,858620.5
436 Jubilee Circle, Yulee, FL 32097Listed by DOGWOOD REALTYAug 2026$295,000$1912/21,542710.5
889 Del Webb Parkway, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Sep 2026$549,000$2713/2.52,024240.6
860 Del Webb Parkway, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Aug 2026$539,000$2663/2.52,024790.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$467,500
Price / Sq Ft$213
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,197
Acres0.15 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryWildlight
MiddleYulee
HighYulee

Community Information

Address245 Floco Avenue, Yulee, FL 32097
Area480-Nassau County-Yulee North
SubdivisionWildlight
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size6,534 sq ft
Parcel Number442N27100000690000

Amenities

AmenitiesPool, Basketball Court, Boat Launch, Cable TV, Dog Park, Jogging Path, Park, Pickleball, Playground
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Electric Vehicle Charging Station(s), Garage, Garage Door Opener
ViewProtected Preserve

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Home, Split Bedrooms, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Dryer, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Instant Hot Water, Washer/Dryer Stacked, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
# of Stories2
LaundryElectric Dryer Hookup, Gas Dryer Hookup
SecuritySmoke Detector(s)

Exterior

FencingBack Yard, Privacy, Vinyl
RoofShingle

Additional Information

Date ListedApril 26, 2024
Days on Market265
HOA Fees$614 / Semi-Annually
HOA FrequencySemi-Annually
Tax Amount$7,402.81
Tax Year2023
Listing TermsCash, Conventional, FHA, Lease Back, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CONTINENTAL REALTY OF JAX, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 6, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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