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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Reserve at James Island, Jacksonville.

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Sold

Sold·Closed Mar 7, 2025·287 days on market·Recent sales in Reserve at James Island·Reserve at James Island

10961 Burnt Mill Road 337

Jacksonville, FL 32256

$190,500sold priceListed at $196,000 · 97.2% of asking$160/sqftMLS# 2021427
2
Beds
2
Baths
1,192
Sq Ft
2001
Built
1
Garage
No
Pool

20 more homes for sale in Reserve at James Island →Search Reserve at James Island on the map

HOA $379/mo871 sqft lotCondominium1 story

About this home

Reserve at James Island

Welcome to this must-see property offering a blend of style and comfort. Step inside to discover a neutral color paint scheme paired with fresh interior paint providing an elegant ambiance throughout. The primary bedroom, a true retreat, features a walk-in closet designed to accommodate your fashionable wardrobe. The refreshed kitchen offers functionality with a whimsical touch, featuring an accent backsplash. Partial flooring replacement has added to the tasteful updates giving the home a touch of sophistication. This home is a true testament to thoughtful design, delivering both cosmetic charm and practical features. It's everything you've been searching for!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,055
Property taxesest. at asking price, Duval County$311
HOAbilled monthly$379
Estimated total, before insurance$1,745/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$190,500
$38,100
Loan Term
Monthly Payment
$1,055
Principal & Interest: $1,055
Property taxes (est.): $311
Insurance (est.): $127
Estimated Total Monthly
$1,493
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,782 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $220,200 in April 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$195,500$195,500▼ $21,000
2024$216,500$135,127—
2023$216,500$129,735—
2022$174,500$117,160—
2021$143,500$143,500—
2020$134,000$134,000—

2023 property taxes (current owner): $2,511/yr

Estimated taxes if purchased at asking price: ~$3,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $139/sq ft; this home is listed at $164/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7800 Point Meadows Drive 413, Jacksonville, FL 32256Listed by WATSON REALTY CORPSep 2026$226,000$1762/21,281170.9
7800 Point Meadows Drive 134, Jacksonville, FL 32256Listed by RIVERPOINT REAL ESTATESep 2026$167,500$1372/21,219110.9
7800 Point Meadows Drive 631, Jacksonville, FL 32256Listed by RE/MAX SPECIALISTSOct 2026$158,800$1282/21,2441711
7800 Point Meadows Drive 126, Jacksonville, FL 32256Listed by WATSON REALTY CORPOct 2026$170,000$1392/21,219921
7800 Point Meadows Drive 1338, Jacksonville, FL 32256Listed by BEACH STATE REALTYSep 2026$185,000$1492/21,2441021
7800 Point Meadows Drive 1514, Jacksonville, FL 32256Listed by KELLER WILLIAMS ST JOHNSSep 2026$169,000$1392/21,21921.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$196,000
Price / Sq Ft$164
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,192
Acres0.02 acres
Year Built2001
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address10961 Burnt Mill Road 337, Jacksonville, FL 32256
Area024-Baymeadows/Deerwood
SubdivisionReserve At James Island Lc
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size871.2 sq ft
Parcel Number1677412658

Amenities

AmenitiesClubhouse, Fitness Center
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

AppliancesOther, Dishwasher, Microwave
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne

Exterior

RoofShingle

Additional Information

Date ListedApril 22, 2024
Days on Market287
HOA Fees$379 / Monthly
HOA FrequencyMonthly
HOA NameThe Reserve at James Island Condominium Associatio
Tax Amount$2,510.88
Tax Year2023
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: OPENDOOR BROKERAGE, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Reserve at James Island

Reserve at James Island is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.

View all Reserve at James Island homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 7, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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