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This home is in Jacksonville.

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Active·126 days on market

14160 Gossett Street

Jacksonville, FL 32218

$549,000Est. $2,820/moMLS# 2019332

Beds

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Garage

Pool

About this home

Jacksonville

A unique opportunity. This is an assembly of 5 properties on or near Gossett St. Each is zoned RR-ACRE, which can be changed to fit buyer needs. See parcel map of the 5 properties plus a document listing the characteristics of each property including square footage and frontage. The buildings on 14160 have no value though some restoration may be possible. There was electricity to that property but no indication of water or septic. These properties are close to Main St, close to the airport, the highway and Town Center style shopping. It can be used for residential or with rezoning a commercial venture or even multi family. It can be used for 1031 exchange as well. Price is negotiable and must not be considered fixed. Sellers will consider offers on individual parcels. See supplement. See documents section for soil and water reports. Sellers will not perform any remediation or repairs. Selling 'as-is'.

Cost to own

Mortgage calculator

Home Price

$549,000

Down Payment: 20%

$109,800

Interest Rate: 6.65%

Loan Term

Monthly Payment

$2,820

Principal & Interest: $2,820

Property taxes (est.): $896

Insurance (est.): $366

Estimated Total Monthly

$4,082

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$2,820

Property taxesest. at asking price, Duval County$896

Estimated total, before insurance$3,716/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $49,700 in July 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$111,771	$44,609	—
2024	$51,845	$51,845	▼ $417
2023	$53,522	$53,522	—
2022	$52,971	$51,680	▼ $4,168
2021	$50,636	$50,636	—
2020	$50,029	$50,029	—

Estimated taxes if purchased at asking price: ~$10,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,536 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History