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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a waterfront home in St. Johns County.

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Sold

Sold·Closed May 19, 2025·292 days on market·Recent sales in Southern St. Johns County

684 Hansen Road

St. Augustine, FL 32086

$795,000sold priceListed at $819,000 · 97.1% of asking$240/sqftMLS# 2018633
4
Beds
3
Baths
3,307
Sq Ft
1998
Built
2.5
Garage
No
Pool
No HOA12,197 sqft lotWaterfrontSingle Family Residence2 stories

About this home

St. Augustine

Nestled along the picturesque banks of Pellicer Creek, sits a captivating multi-level residence that exudes charm and serenity. This home is constructed with stability in mind with a brick over concrete block construction. As a multi-level residence with separate entrances, these living spaces offer privacy and independence while maintaining a cohesive atmosphere throughout the entire property. Upstairs you'll find 2 bedrooms, 2 baths, full kitchen, wood burning fireplace and laundry room. The lower level living space offers an additional full kitchen, 2 bedrooms, 1 full bath, office and over 800 sq ft of air conditioned, unfinished space. Upper and lower porches span the entire length of the home, creating a seamless transition between indoor and outdoor living and offer breathtaking views of the creek and marsh. With over 100 ft of waterfront, the property includes a dock to house your boat or other water crafts, along with a boat ramp conveniently located 2 miles away

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,404
Property taxesest. at asking price, St. Johns County$1,058
Estimated total, before insurance$5,461/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$795,000
$159,000
Loan Term
Monthly Payment
$4,404
Principal & Interest: $4,404
Property taxes (est.): $1,058
Insurance (est.): $530
Estimated Total Monthly
$5,991
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,755 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $7,463/yr

Estimated taxes if purchased at asking price: ~$12,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $360/sq ft; this home is listed at $248/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
220 Dark Horse Lane, St. Augustine, FL 32145Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJun 2025$1,230,000$3605/3.53,415861.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$819,000
Price / Sq Ft$248
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,307
Acres0.28 acres
Year Built1998
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
StatusClosed
# of Garages2.5
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address684 Hansen Road, St. Augustine, FL 32086
Area333-St Johns County-SE
SubdivisionHansens Unrec
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size12,196.8 sq ft
Parcel Number1875500000
ZoningSingle Family

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic, Shared Well, Well
ParkingAttached, Garage
ViewCanal, Creek/Stream

Interior

Interior FeaturesCeiling Fan(s), Central Vacuum, Guest Suite, In-Law Floorplan, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air, Multi Units
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsMulti/Split, Two
LaundryElectric Dryer Hookup, In Unit, Upper Level, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Exterior FeaturesDock
Patio / PorchCovered, Front Porch, Glass Enclosed, Rear Porch
RoofShingle
ConstructionBrick, Block
Road SurfaceDirt
Road FrontagePrivate Road

Additional Information

Date ListedJanuary 23, 2025
Days on Market292
Tax Amount$7,462.55
Tax Year2023
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 19, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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