This home is in Durbin Crossing, St. Johns — a home near Creekside High School.
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Sold·Closed Dec 27, 2024·299 days on market·Recent sales in Durbin Crossing·Durbin Crossing
225 S Torwood Drive
St. Johns, FL 32259
31 more homes for sale in Durbin Crossing →Search Durbin Crossing on the map
About this home
Durbin Crossing
Welcome to this charming home in a sought! Step inside and be greeted by a cozy fireplace, perfect for those cool evenings. The natural color palette enhances the warm and inviting atmosphere throughout. With additional rooms, flexibility is at your fingertips, allowing for various living possibilities. The primary bathroom boasts double sinks, offering convenience and functionality, while good under sink storage keeps everything tidy and organized. Step outdoors to the covered sitting area in the backyard, providing a tranquil space for relaxation. Partial flooring replacement in select areas adds a touch of modernization. This property is a true haven, offering comfort and convenience for its fortunate new owners. Don't miss the opportunity to make this house your dream home!
Next steps in Durbin Crossing
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2013)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,784 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $479,100 in December 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $447,362 | $396,640 | — |
| 2024 | $431,583 | $431,583 | — |
| 2023 | $434,968 | $434,968 | — |
| 2022 | $381,969 | $201,170 | — |
| 2021 | $307,267 | $193,854 | — |
| 2020 | $287,578 | $190,487 | — |
2023 property taxes (current owner): $8,263/yr
Estimated taxes if purchased at asking price: ~$7,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $213/sq ft; this home is listed at $203/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 222 Sarah Elizabeth Drive, St. Johns, FL 32259Listed by GAILEY ENTERPRISES LLC | Sep 2026 | $675,000 | $204 | 4/2.5 | 3,302 | 111 | 0.6 |
| 157 Longwood Street, St. Johns, FL 32259Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $583,000 | $208 | 4/3.5 | 2,807 | 105 | 0.6 |
| 246 Junction Avenue, St. Johns, FL 32259Listed by ICI SELECT REALTY, INC. | Sep 2026 | $1,019,630 | $317 | 4/3.5 | 3,213 | 0 | 0.9 |
| 1684 Fenton Avenue, St. Johns, FL 32259Listed by TAH FLORIDA LLC | Sep 2026 | $585,000 | $201 | 5/3 | 2,909 | 44 | 0.9 |
| 3220 Chestnut Court, St. Johns, FL 32259Listed by WATSON REALTY CORP | Sep 2026 | $660,000 | $213 | 5/3.5 | 3,103 | 11 | 1.1 |
| 27 Timber Stand Road, St. Johns, FL 32259Listed by MOMENTUM REALTY | Sep 2026 | $726,000 | $221 | 5/4 | 3,289 | 8 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: OPENDOOR BROKERAGE, LLC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Durbin Crossing
Durbin Crossing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Dec 27, 2024. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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