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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

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Sold

Sold·Closed Aug 6, 2026·1070 days on market·Recent sales in World Golf Village

5643 State Road 16

St. Augustine, FL 32092

$1,100,000sold priceListed at $1,225,000 · 89.8% of askingMLS# 1179381
0
Beds
0
Baths
0
Sq Ft
—
Built
—
Garage
No
Pool
FEMA Zone XNo HOA2.96 acresUnimproved Land

About this home

St. Augustine

This unique property consists of two parcels (PIN: 028740-0070 & 028740-0020) being sold together, totaling 2.96 acres with 187 feet of frontage. Currently zoned OR, the property's highest and best use would be a rezoning to Commercial PUD, taking advantage of the prime location with an annual average daily traffic count of 9,100. Additionally, the existing two homes could provide possible impact fee credits if maintained as residential. The first home is a meticulously maintained concrete block structure featuring a screened patio, sidewalks surrounding much of the house, and a detached garage with wraparound porches. This clean, well-kept space could easily serve as an office. The second home offers a more modest design with a semi-open, split floor plan. This versatile property offers a range of opportunities, whether kept residential or transformed for commercial use. Don't miss out on this prime investment opportunity!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,093
Property taxesest. at asking price, St. Johns County$1,464
Estimated total, before insurance$7,557/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,100,000
$220,000
Loan Term
Monthly Payment
$6,093
Principal & Interest: $6,093
Property taxes (est.): $1,464
Insurance (est.): $733
Estimated Total Monthly
$8,290
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,569 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$425,539$0—
2024$421,274$28,726—
2023$425,745$27,365—
2022$289,282$54,787—
2021$196,045$52,222—
2020$173,787$51,041—

Estimated taxes if purchased at asking price: ~$17,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 7, 2026Closed$1,225,000
  • Jan 12, 2026Listed$1,225,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
0 Registry Boulevard, St. Augustine, FL 32092Listed by COLDWELL BANKER PREMIER PROPERTIESSep 2025$225,000—0/0—1370.8
0 Oakridge Trail, St. Augustine, FL 32092Listed by SUMMER BREEZE REALTYDec 2025$500,000—0/0—81.3
6790 State Road 16, St. Augustine, FL 32092Listed by FLORIDA HOMES REALTY & MTG LLCAug 2025$120,000—0/0—1561.9
4410 State Road 16, St. Augustine, FL 32092Listed by KELLER WILLIAMS ST JOHNSAug 2026$2,810,000—0/0—1462.4
3650 Joe Ashton Road, St. Augustine, FL 32092Listed by KELLER WILLIAMS ST JOHNSAug 2026$500,000—0/0—62.7
0 Joe Ashton Road, St. Augustine, FL 32092Listed by PREMIER HOMES REALTY INCJan 2026$485,000—0/0—142.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,225,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres2.96 acres
TypeLand
Sub-TypeUnimproved Land
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address5643 State Road 16, St. Augustine, FL 32092
Area309-World Golf Village Area-West
SubdivisionMetes & Bounds
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size128,937.6 sq ft
Parcel Number0287400070

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourcePrivate
ViewOther

Exterior

Lot DescriptionFew Trees
Other StructuresWorkshop
Road SurfaceAsphalt
Road FrontageState Road

Additional Information

Date ListedJanuary 12, 2026
Days on Market1070
Listing TermsCash, Conventional, FHA, VA Loan

Listing Courtesy of: GREAT EXPECTATIONS REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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