$389,0004 bd · 3 ba · 1,953 sq ft
Active·3 days on market
44135 Lee Drive
Callahan, FL 32011

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Callahan
This renovated 4 bedroom and 3 bath mid-century modern home is perfect for someone looking for more room. Located in Callahan, it features that rural neighborhood atmosphere where you'll be comfortable sitting on the front porch swing enjoying your morning coffee while the sun comes up. Freshly painted with new carpet in 3 bedrooms, new kitchen appliances, new garage door and new privacy fence in the backyard. 4th bedroom and 3rd bath are at the back of the house and could be used as mother-in-law suite or private office. 4th bedroom has vinyl plank flooring. A small screened porch and patio is located off the 4th bedroom. Living and Dining areas are spacious and open with vinyl plank flooring for easy care. Back yard has mature trees offering shade while you enjoy the evening breezes. Home is being sold AS IS. No HOA or CDD.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone A — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone G
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Metal — year not disclosed (home built 1976)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,569 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Parkabout 21 mi · 35 parking spaces
Closest park or preserve
Thomas Creek Conservation Areaabout 3 mi · 4.9 mi of trails
Closest public boat ramp
Thomas Creek Preserve Boat Rampabout 4 mi · Thomas Creek
Closest kayak & paddleboard launch
Four Creeks State Forest – Thomas Creek Canoe Accessabout 4 mi · Thomas Creek
Closest grocery store
Winn-Dixieabout 3 mi · 450078 Sr 200, Callahan
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2026 property taxes (current owner): $3,538/yr
Estimated taxes if purchased at asking price: ~$6,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 320 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Nov 11, 2026Listed$389,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $201/sq ft; this home is listed at $199/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 54059 Charles Street, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLC | May 2026 | $230,000 | $149 | 3/2 | 1,539 | 2 | 0.1 |
| 54704 Cravey Road, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $350,000 | $201 | 3/2 | 1,744 | 5 | 0.4 |
| 44046 Cross Creek Boulevard, Callahan, FL 32011Listed by REAL BROKER LLC | Oct 2026 | $320,000 | $165 | 4/2 | 1,944 | 33 | 0.6 |
| 51065 Bloomington Way, Callahan, FL 32011Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $387,500 | $252 | 3/2 | 1,535 | 16 | 0.6 |
| 54130 Church Road, Callahan, FL 32011Listed by REMI REALTY, LLC | May 2026 | $457,000 | $264 | 3/2 | 1,728 | 6 | 0.6 |
| 54108 Pelican Road, Callahan, FL 32011Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Nov 2026 | $294,900 | $144 | 3/2 | 2,048 | 87 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: SUNSET CAPITAL COMMERCIAL LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Is this home priced right?
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