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Active Under Contract

Active Under Contract·9 days on market

51065 Bloomington Way

Callahan, FL 32011

$399,000$260/sqftEst. $2,124/moMLS# 2153939
3
Beds
2
Baths
1,535
Sq Ft
2016
Built
2
Garage
No
Pool

About this home

Callahan

Discover the privacy and freedom of owning 2.33 beautiful acres complete with a private pond, fully fenced backyard, and plenty of space to enjoy the North Florida lifestyle. This move-in-ready 3-bedroom, 2-bath brick home offers 1,535 square feet of comfortable living with modern updates, peaceful views, and room to spread out. Inside, luxury vinyl plank flooring flows throughout the main living areas, complemented by modern lighting and a stunning gas fireplace with a custom TV nook that creates the perfect gathering space for family and friends. The bright, updated kitchen features white cabinetry, an eat-in dining area, generous counter space, and an efficient layout designed for everyday living and entertaining. French doors lead directly to the screened porch, seamlessly connecting indoor and outdoor living while overlooking your backyard, pond, and fire pit. The spacious owner's suite offers remote-operated window shades and a private ensuite

Cost to own

Mortgage calculator

$399,000
$79,800
Loan Term
Monthly Payment
$2,015
Principal & Interest: $2,015
Est. Taxes & Insurance: $504
Estimated Total Monthly
$2,519
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,124
Property taxesest. at asking price, Nassau County$551
HOAbilled annually$18
Estimated total, before insurance$2,693/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2024$337,578$258,386
2023$327,448$249,258
2022$295,396$240,396
2021$205,136$119,027
2020$190,858$116,693

2024 property taxes (current owner): $4,196/yr

Estimated taxes if purchased at asking price: ~$6,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,761 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 14, 2026Active Under Contract$399,000
  • Jul 6, 2026Listed$399,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$399,000
Price / Sq Ft$260
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,535
Acres2.33 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address51065 Bloomington Way, Callahan, FL 32011
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionCallahan
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size101,494.8 sq ft
Parcel Number031N25061500240000

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAttached, Garage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne

Exterior

Exterior FeaturesFire Pit
Patio / PorchScreened
FencingOther, Back Yard
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJuly 6, 2026
Days on Market8
HOA Fees$220 / Annually
HOA FrequencyAnnually
Tax Amount$4,196.28
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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