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Sold

Sold·Closed May 1, 2026·6 days on market

54130 Church Road

Callahan, FL 32011

$457,000sold priceListed at $467,000 · 97.9% of asking$264/sqftMLS# 2136548
3
Beds
2
Baths
1,728
Sq Ft
2012
Built
2
Garage
No
Pool
No HOA1.14 acresSingle Family Residence1 story

About this home

Callahan

Welcome to this beautiful, well-maintained Callahan, FL home on a spacious 1-acre lot, offering plenty of room for enjoying the outdoors and entertaining. This 3-bedroom, 2-bath home with an office/study area features an open, bright floor plan, durable LVP flooring, and plantation shutters. Step outside to a private, fenced-in backyard with a charming gazebo, perfect for relaxing or hosting gatherings. Ideal for families or anyone seeking space, comfort, and privacy, the home is just a short drive from shopping, dining, and highly rated schools. Located in a sought-after area, this property is one you won't want to miss.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,531
Property taxesest. at asking price, Nassau County$631
Estimated total, before insurance$3,162/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$457,000
$91,400
Loan Term
Monthly Payment
$2,531
Principal & Interest: $2,531
Property taxes (est.): $631
Insurance (est.): $305
Estimated Total Monthly
$3,467
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2012)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,698 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $201/sq ft; this home is listed at $270/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
54059 Charles Street, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCMay 2026$230,000$1493/21,53920.5
54704 Cravey Road, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$350,000$2013/21,74450.6
44079 Lee Drive, Callahan, FL 32011Listed by LPT REALTY LLCJan 2026$250,000$1165/32,160340.6
44046 Cross Creek Boulevard, Callahan, FL 32011Listed by REAL BROKER LLCOct 2026$320,000$1654/21,944330.7
51065 Bloomington Way, Callahan, FL 32011Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$387,500$2523/21,535160.9
54234 Hazel Jones Road, Callahan, FL 32011Listed by PRISTINE PROPERTIES OF FLORIDA LLCApr 2026$340,000$2253/21,51220.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$467,000
Price / Sq Ft$270
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,728
Acres1.14 acres
Year Built2012
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryCallahan
MiddleCallahan

Community Information

Address54130 Church Road, Callahan, FL 32011
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionNassau Village
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size49,658.4 sq ft
Parcel Number101N25022H00080000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAttached, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Dryer, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl
# of Stories1
LevelsOne
LaundryIn Garage

Exterior

Patio / PorchCovered, Front Porch
FencingBack Yard
RoofShingle
Other StructuresGazebo

Additional Information

Date ListedMarch 25, 2026
Days on Market6
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REMI REALTY, LLC

Sold by: MOMENTUM REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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