Sold·Closed Oct 1, 2026·33 days on market
44046 Cross Creek Boulevard
Callahan, FL 32011
About this home
Callahan
Situated on a Full Acre, this recently remodeled 4-bedroom, 2-bathroom home offers plenty of space to relax, entertain, and enjoy peaceful country living. Inside, you'll find nearly 2,000 square feet of thoughtfully designed living space with a comfortable layout perfect for everyday living. The main living area seamlessly flows into the designated dining space and is just steps away from the generously sized kitchen. The kitchen features abundant cabinet storage, ample countertop space, stainless steel appliances, and an oversized window overlooking the front yard, filling the space with natural light. Step outside and take in the serene surroundings from the screened-in porch, or venture further to the picturesque pond that creates the perfect backdrop for relaxing evenings around the fire pit. The property also includes a garage offering additional storage and workspace, along with a convenient RV pad.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone K
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Metal — year not disclosed (home built 1999)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,722 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,266/yr
Estimated taxes if purchased at asking price: ~$5,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 6, 2026Closed$330,000
- Aug 25, 2026Pending$330,000
- Aug 24, 2026Price change$330,000−$5,000
- Jul 23, 2026Listed$335,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $201/sq ft; this home is listed at $170/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 44017 Green Meadows Lane, Callahan, FL 32011Listed by WATSON REALTY CORP | Jul 2025 | $615,000 | $278 | 4/2 | 2,213 | 211 | 0.6 |
| 540485 US Highway 1, Callahan, FL 32011Listed by LPT REALTY LLC | Nov 2025 | $300,000 | $191 | 3/2 | 1,572 | 130 | 0.7 |
| 54704 Cravey Road, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $350,000 | $201 | 3/2 | 1,744 | 5 | 1 |
| 43739 Ratliff Road, Callahan, FL 32011Listed by HASSLE-FREE REALTY LLC | Aug 2026 | $297,000 | $190 | 4/1.5 | 1,566 | 56 | 1.1 |
| 44170 Woodland Circle, Callahan, FL 32011Listed by DALTON WADE INC | Sep 2026 | $360,000 | $172 | 3/2 | 2,093 | 208 | 1.2 |
| 51065 Bloomington Way, Callahan, FL 32011Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $387,500 | $252 | 3/2 | 1,535 | 16 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REAL BROKER LLC
Sold by: DJ & LINDSEY REAL ESTATE (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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