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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Cranes Lake, Ponte Vedra Beach — a waterfront home in Ponte Vedra Beach.

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Active

Active·53 days on market·Cranes Lake

119 Cranes Lake Drive 119

Ponte Vedra Beach, FL 32082

$312,500$276/sqftEst. $1,731/mo mortgageMLS# 2161939
2
Beds
2
Baths
1,134
Sq Ft
1983
Built
—
Garage
No
Pool

2 more homes for sale in Cranes Lake →Search Cranes Lake on the map

FEMA Zone XHOA $475/moWaterfrontCondominium1 story

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About this home

Cranes Lake

Do you know what they say about lake life? It's AWESOME! Our newest listing in Cranes Lake I is situated on maybe the nicest setting of any home in the development. Not to mention Cranes Lake is in the heart of Ponte Vedra Beach and quite simply close to everything!! This well kept 2 BR 2 BA downstairs unit is surrounded by majestic pines and green grass that you can enjoy morning coffee and current events while over looking the long view of the lake. The location truly makes you think the lake is yours. The grassy area behind the home extends much further than most giving you that big yard feeling. All this can be enjoyed from the enclosed porch area that extends the width of the condo and is accessed by double sliding doors from both the living room and primary bedroom. The outside is the icing on the cake but the inside is great as well. 1134 sq ft of one level living. The bright kitchen has been updated with cabinetry, quartz countertops and flooring. **continued**

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,731
Property taxesest. at asking price, St. Johns County$416
HOAbilled monthly$475
Estimated total, before insurance$2,622/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,267/yr · $272/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$312,500
$62,500
Loan Term
Monthly Payment
$1,731
Principal & Interest: $1,731
Property taxes (est.): $416
Insurance (est.): $208
Estimated Total Monthly
$2,355
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1983)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,522 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,267/yr

Estimated taxes if purchased at asking price: ~$5,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 29, 2026Active$312,500
  • Aug 17, 2026Listed$312,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $250/sq ft; this home is listed at $276/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
145 Bimini Court, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$415,000$3512/21,184590.1
1022 Sea Hawk Drive, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PVAug 2026$325,000$2373/31,37050.2
502 Marsh Cove Lane, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLCOct 2026$264,000$2402/21,100300.3
2054 Sea Hawk Circle, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$272,000$2502/21,090430.3
605 Marsh Cove Lane, Ponte Vedra Beach, FL 32082Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAJul 2026$275,000$2252/2.51,220430.3
2131 Sea Hawk Drive, Ponte Vedra Beach, FL 32082Listed by INI REALTYJul 2026$265,000$2572/21,030110.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$312,500
Price / Sq Ft$276
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,134
Year Built1983
TypeResidential
Sub-TypeCondominium
StyleFlat, Traditional
StatusActive
Has PoolNo
Is WaterfrontYes
Direction FacesNorth

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address119 Cranes Lake Drive 119, Ponte Vedra Beach, FL 32082
Area252-Ponte Vedra Beach-W Of A1A-N Of Solana Rd
SubdivisionCranes Lake I Condo
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0510910119
ZoningCondominium

Amenities

AmenitiesPool, Management - Off Site, Tennis Court(s)
UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned, Parking Lot
ViewLake, Pond, Water
Waterfront TypeLake Front, Pond

Interior

Interior FeaturesCeiling Fan(s), Pantry, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air
FlooringLaminate, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchCovered, Porch, Rear Porch, Screened
RoofShingle
ConstructionWood Siding
Road SurfaceAsphalt

Additional Information

Date ListedAugust 29, 2026
Days on Market38
HOA Fees$475 / Monthly
HOA FrequencyMonthly
HOA NameFirst Coast Management
HOA Fee IncludesMaintenance Grounds, Trash
Tax Amount$3,267.48
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cranes Lake

Cranes Lake is a neighborhood in Ponte Vedra Beach Condos, FL (St. Johns County), ZIP 32082.

View all Cranes Lake homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines