Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Pending

Pending·12 days on market

438 King Street

Jacksonville, FL 32204

$205,012$139/sqftEst. $1,136/moMLS# 2166788
3
Beds
2
Baths
1,476
Sq Ft
2007
Built
—
Garage
No
Pool
No HOA4,792 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

This 2007 build home is move in ready! It has 3 bedrooms and 2 bathrooms with 1,476 sq feet of living space and updates throughout. Call for your showing today!

Next steps in Jacksonville

FollowNew Jacksonville homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,136
Property taxesest. at asking price, Duval County$335
Estimated total, before insurance$1,470/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,901/yr · $242/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$205,012
$41,002
Loan Term
Monthly Payment
$1,136
Principal & Interest: $1,136
Property taxes (est.): $335
Insurance (est.): $137
Estimated Total Monthly
$1,607
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,901/yr

Estimated taxes if purchased at asking price: ~$4,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 28, 2026Listed$205,012

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $208/sq ft; this home is listed at $139/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2870 Lenox Avenue, Jacksonville, FL 32254Listed by DUVAL REALTY OF JAXSep 2026$112,500$853/1.51,31870.3
716 Locust Street, Jacksonville, FL 32205Listed by REAL BROKER LLCSep 2026$249,990$2083/2.51,201240.4
2363 Ernest Street, Jacksonville, FL 32204Listed by CB ISAAC REALTYSep 2026$370,000$1934/31,916260.6
2142 Mc Quade Street, Jacksonville, FL 32209Listed by BENCHMARK BROKERS, INCSep 2026$180,000$1564/21,152220.8
2893 Downing Street, Jacksonville, FL 32205Listed by 1 REALTY CORPSep 2026$377,000$2723/21,386241
2944 Olga Place, Jacksonville, FL 32205Listed by COMPASS FLORIDA LLCOct 2026$439,000$3223/21,3641281.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$205,012
Price / Sq Ft$139
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,476
Acres0.11 acres
Year Built2007
TypeResidential
Sub-TypeSingle Family Residence
StatusPending
Has PoolNo
Is WaterfrontNo

Community Information

Address438 King Street, Jacksonville, FL 32204
Area074-Paxon
SubdivisionFehrenbachs
CityJacksonville
CountyDuval
StateFL
Zip Code32204
Lot Size4,791.6 sq ft
Parcel Number0556660010

Amenities

UtilitiesElectricity Connected
Water SourcePublic
ParkingOther

Interior

AppliancesOther
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedSeptember 28, 2026
Days on Market0
Tax Amount$2,900.72
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BETTER HOMES AND GARDENS LIFESTYLES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines