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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·35 days on market

309 Nixon Street

Jacksonville, FL 32204

$120,000$64/sqftEst. $665/moMLS# 2163657
↓ $30,000 below original list
4
Beds
3
Baths
1,863
Sq Ft
1934
Built
—
Garage
No
Pool
FEMA Zone AENo HOA2,178 sqft lotSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

BRING YOUR VISION TO JACKSONVILLE'S URBAN CORE! This two-story rehab opportunity is positioned near the ongoing McCoys Creek Restoration and Emerald Trail, an area undergoing significant public investment and transformation. Plans for the McCoys Creek Restoration identify trail and creek-overlook access at Nixon Street, with the larger project bringing a restored natural waterway, green spaces, recreational amenities and connections to Jacksonville's 30+ mile Emerald Trail network. The property has already been pre-gutted, giving an investor, contractor or experienced renovation buyer a head start on bringing their vision to life. Existing improvements include a solid foundation and subfloor, newer roof, high ceilings, and a block and concrete front porch. New windows are also included and ready for installation. With much of the initial preparation already underway, this is an opportunity to take over the project and create something of your own while enjoying proximity to McCoys

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$665
Property taxesest. at asking price, Duval County$196
Estimated total, before insurance$861/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,238/yr · $186/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$120,000
$24,000
Loan Term
Monthly Payment
$665
Principal & Interest: $665
Property taxes (est.): $196
Insurance (est.): $80
Estimated Total Monthly
$941
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 1934)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,696 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,238/yr

Estimated taxes if purchased at asking price: ~$2,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 14, 2026Price change$120,000−$30,000
  • Sep 5, 2026Listed$150,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $214/sq ft; this home is listed at $64/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2870 Lenox Avenue, Jacksonville, FL 32254Listed by DUVAL REALTY OF JAXSep 2026$112,500$853/1.51,31870.6
2363 Ernest Street, Jacksonville, FL 32204Listed by CB ISAAC REALTYSep 2026$370,000$1934/31,916260.7
2052 Ernest Street, Jacksonville, FL 32204Listed by REMAX WELCOME HOMEOct 2026$750,000$3264/32,301200.8
1046 Line Street, Jacksonville, FL 32209Listed by INI REALTYSep 2026$224,900$1664/21,35290.8
2956 Rosselle Street, Jacksonville, FL 32205Listed by STELLAR PROPERTIES OF NORTH FLSep 2026$334,000$2144/31,5641240.8
2686 Green Street, Jacksonville, FL 32204Listed by SOUTHEAST ATLANTIC REALTYAug 2026$523,000$2563/2.52,0411830.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$120,000
Price / Sq Ft$64
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage1,863
Acres0.05 acres
Year Built1934
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

ElementaryS. P. Livingston
MiddleLake Shore
HighRiverside

Community Information

Address309 Nixon Street, Jacksonville, FL 32204
Area074-Paxon
SubdivisionFehrenbachs
CityJacksonville
CountyDuval
StateFL
Zip Code32204
Lot Size2,178 sq ft
Parcel Number0553320000
ZoningResidential

Amenities

UtilitiesOther
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

AppliancesNone
HeatingNone
CoolingNone
# of Stories2

Additional Information

Date ListedSeptember 5, 2026
Days on Market33
Tax Amount$2,237.51
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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