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Sold

$600,000Sold3 bd · 1 ba · 1,708 sq ft

Sold·Closed Nov 12, 2026·16 days on market

28541 Trigg Road

Hilliard, FL 32046

$600,000sold priceListed at $649,000 · 92.4% of asking$351/sqftMLS# 2166696
3
Beds
1
Baths
1,708
Sq Ft
1964
Built
—
Garage
No
Pool
FEMA Zone XNo HOA8.26 acresSingle Family Residence1 story

About this home

Hilliard

A rare opportunity to own an established North Florida country and equestrian property offering approximately 8.2 acres, two separate living spaces, extensive equestrian and livestock infrastructure, an oversized powered workshop, and exceptional flexibility. Predominantly open and usable, the property includes approximately six cleared acres and two established fenced pastures with water access. Existing equestrian infrastructure includes a four-stall barn with oversized approximately 12' x 20' stalls, two dedicated tack/feed rooms, water and electricity, a connected chicken coop, and three additional fenced livestock stalls. Wood, metal, and electric fencing are already in place throughout the property. The 1,708-square-foot main residence offers three bedrooms, a renovated bathroom and an expansive approximately 1,500-square-foot covered porch overlooking the property. Recent improvements include newly painted kitchen cabinetry

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$3,252
Property taxesest. at asking price, Nassau County$803
Estimated total, before insurance$4,055/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard (the whole 8.1-acre lot)

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone J

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 1964)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,650 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$331,200$279,789—

Estimated taxes if purchased at asking price: ~$9,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 320 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Nov 12, 2026Closed$649,000
  • Nov 10, 2026Pending$649,000
  • Oct 10, 2026Active Under Contract$649,000
  • Sep 26, 2026Listed$649,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $236/sq ft; this home is listed at $351/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
28208 Bow Tie Alley, Hilliard, FL 32046Listed by REAL BROKER LLCMay 2026$377,000$2903/11,300590.9
18044 Geranium Lane, Hilliard, FL 32046Listed by FLORIDA HOMES REALTY & MTG LLCJul 2025$160,500$903/21,782260.9
28183 Ramble Lane, Hilliard, FL 32046Listed by FLORIDA HOMES REALTY & MTG LLCApr 2026$294,000$2363/21,248461.2
28711 Tracy Road, Hilliard, FL 32046Listed by FLORIDA HOMES REALTY & MTG LLCMar 2026$259,000$1653/21,56851.5
241656 CR121, Hilliard, FL 32046Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAMay 2026$410,000$2694/21,52351.6
18494 Broken Arrow Road, Hilliard, FL 32046Listed by FERNANDINA BEACH REALTYAug 2026$245,500$1363/21,800361.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$649,000
Price / Sq Ft$380
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,708
Acres8.26 acres
Year Built1964
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Carport Spaces4
Has PoolNo
Is WaterfrontNo

School Information

ElementaryHilliard
MiddleHilliard

Community Information

Address28541 Trigg Road, Hilliard, FL 32046
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionHilliard
CityHilliard
CountyNassau
StateFL
Zip Code32046
Lot Size359,805.6 sq ft
Parcel Number22-4N-23-0000-0003-0010

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAttached Carport, Covered, Other
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Pantry, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceNo
# of Fireplaces0
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionFarm
Patio / PorchAwning(s), Covered, Front Porch, Porch, Side Porch
FencingChain Link, Full, Wood
RoofShingle
ConstructionConcrete
Other StructuresBarn(s), Boat House, Grain Storage, Guest House, Shed(s), Stable(s), Workshop
Road SurfaceDirt

Additional Information

Date ListedSeptember 26, 2026
Days on Market16
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Sold by: CENTURY 21 MILLER ELITE LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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