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28541 Trigg Road

Hilliard, FL 32046

$649,000$380/sqftEst. $3,465/moMLS# 2166696
3
Beds
1
Baths
1,708
Sq Ft
1964
Built
—
Garage
No
Pool
No HOA8.26 acresSingle Family Residence1 story

About this home

Hilliard

A rare opportunity to own an established North Florida country and equestrian property offering approximately 8.2 acres, two separate living spaces, extensive equestrian and livestock infrastructure, an oversized powered workshop, and exceptional flexibility. Predominantly open and usable, the property includes approximately six cleared acres and two established fenced pastures with water access. Existing equestrian infrastructure includes a four-stall barn with oversized approximately 12' x 20' stalls, two dedicated tack/feed rooms, water and electricity, a connected chicken coop, and three additional fenced livestock stalls. Wood, metal, and electric fencing are already in place throughout the property. The 1,708-square-foot main residence offers three bedrooms, a renovated bathroom and an expansive approximately 1,500-square-foot covered porch overlooking the property. Recent improvements include newly painted kitchen cabinetry

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$3,465
Property taxesest. at asking price, Nassau County$896
Estimated total, before insurance$4,361/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$649,000
$129,800
Loan Term
Monthly Payment
$3,465
Principal & Interest: $3,465
Property taxes (est.): $896
Insurance (est.): $433
Estimated Total Monthly
$4,793
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1964)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,650 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 26, 2026Listed$649,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$649,000
Price / Sq Ft$380
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,708
Acres8.26 acres
Year Built1964
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Carport Spaces4
Has PoolNo
Is WaterfrontNo

School Information

ElementaryHilliard
MiddleHilliard

Community Information

Address28541 Trigg Road, Hilliard, FL 32046
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionHilliard
CityHilliard
CountyNassau
StateFL
Zip Code32046
Lot Size359,805.6 sq ft
Parcel Number22-4N-23-0000-0003-0010

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAttached Carport, Covered, Other
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Pantry, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceNo
# of Fireplaces0
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionFarm
Patio / PorchAwning(s), Covered, Front Porch, Porch, Side Porch
FencingChain Link, Full, Wood
RoofShingle
ConstructionConcrete
Other StructuresBarn(s), Boat House, Grain Storage, Guest House, Shed(s), Stable(s), Workshop
Road SurfaceDirt

Additional Information

Date ListedSeptember 26, 2026
Days on Market0
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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