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Sold·Closed Mar 20, 2026·5 days on market
28711 Tracy Road
Hilliard, FL 32046
About this home
Hilliard
This brand New Clayton MFH is a 3/2 on 1.36 acres. The home has a GR with entertainment wall & big kitchen with side by side refrig, smooth top range & D/W. There is also a big Island to eat at & a separate coffee nook. Big inside laundry room that opens to side yard. master suite is at one end with two walk in closets & double vanity witha big tub shower combo. The other two BRS are on other end for privacy & share the hall bath. There is so much privacy on this 1.36 acre lot you can have animals, a garden or just room for lots of activities. Only a little over 6 miles to town of Hilliard or 5 miles to Folkston GA. Home comes with a one year warranty from day of closing.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,162 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Ralph E. Simmons Memorial State Forestabout 1 mi · 13.4 mi of trails
Closest public boat ramp
Walker Landing (aka. Scott's Landing)about 1 mi · St. Marys River
Closest grocery store
Winn-Dixieabout 9 mi · 550969 US Hwy 1, Hilliard
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $790/yr
Estimated taxes if purchased at asking price: ~$4,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $205/sq ft; this home is listed at $166/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 28180 Lake Hampton Road, Hilliard, FL 32046Listed by PUBLIC SERVICES REALTY | Aug 2026 | $360,000 | $181 | 4/2 | 1,994 | 59 | 1 |
| 29194 St Marys Circle, Hilliard, FL 32046Listed by SUMMER HOUSE REALTY | Oct 2025 | $310,000 | $205 | 3/2 | 1,512 | 2 | 1.2 |
| 28208 Bow Tie Alley, Hilliard, FL 32046Listed by REAL BROKER LLC | May 2026 | $377,000 | $290 | 3/1 | 1,300 | 59 | 1.4 |
| 28183 Ramble Lane, Hilliard, FL 32046Listed by FLORIDA HOMES REALTY & MTG LLC | Apr 2026 | $294,000 | $236 | 3/2 | 1,248 | 46 | 2.2 |
| 29136 Pigeon Creek Road, Hilliard, FL 32046Listed by JPAR CITY AND BEACH | Sep 2026 | $209,000 | $149 | 3/2 | 1,404 | 21 | 2.4 |
| 18044 Geranium Lane, Hilliard, FL 32046Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2025 | $160,500 | $90 | 3/2 | 1,782 | 26 | 2.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Sold by: KELLER WILLIAMS SOUTHEASTERN PARTNERS (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Mar 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
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