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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

$750,0003 bd · 2 ba · 1,685 sq ft

Active·56 days on market

37491 Poole Road

Hilliard, FL 32046

$750,000$445/sqftEst. $4,089/mo mortgageMLS# 2164760
3
Beds
2
Baths
1,685
Sq Ft
2000
Built
1
Garage
Yes
Pool
FEMA Zone XNo HOA11.00 acresSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Hilliard

Set on approximately 11 acres across two parcels, this property offers a great opportunity to enjoy country living and start your own farm or homestead. The current owner raises cattle here and the property is already fenced as well as having multiple fenced pastures, making it well suited for livestock, horses, or gardening. An approximately 1,800-square-foot barn, detached garage, greenhouse, and multiple fruit bearing trees and plants add even more functionality to the property. This well-maintained brick home features a new roof installed in 2023, beautiful wood flooring, custom-built wood cabinetry, a spacious kitchen with double ovens and microwave, tiled bathrooms, a large indoor laundry room, and a spacious owner's suite. Relax on the tiled screened porch or spend summer days outside on the pool deck with an above-ground pool. The home also features a 2 year old Air conditioning unit and 3 year old water heater adding to your peace of mind.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$4,089
Property taxesest. at asking price, Nassau County$1,035
Estimated total, before insurance$5,124/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$750,000
$150,000
Loan Term
Monthly Payment
$4,089
Principal & Interest: $4,089
Property taxes (est.): $1,035
Insurance (est.): $500
Estimated Total Monthly
$5,624
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Read at the listing’s map pin. On a lot this size the zone can change across the property, and the pin may not be where the house stands.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone K

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified — 2023 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,687 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Sep 14, 2026Listed$750,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $235/sq ft; this home is listed at $445/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
151088 County Road 108, Hilliard, FL 32046Listed by EXP REALTY LLCMay 2026$225,000$1213/2.51,86071
37127 Whippoorwill Court, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLCJun 2026$363,900$1974/21,8471721.2
37111 Whippoorwill Court, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLCJun 2026$292,900$2353/21,249251.2
37247 Whisper Way, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLCJun 2026$295,900$2373/21,247991.2
37271 Whisper Way, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLCApr 2026$289,900$2323/21,2471721.2
37290 Whisper Way, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLCMar 2026$301,900$2423/21,247701.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$750,000
Price / Sq Ft$445
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,685
Acres11.00 acres
Year Built2000
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages1
Has PoolYes
Pool FeaturesAbove Ground
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryHilliard, reported on 12 other Hilliard listings
MiddleHilliard, reported on 12 other Hilliard listings
HighHilliard, reported on 11 other Hilliard listings
County schoolsNassau County Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address37491 Poole Road, Hilliard, FL 32046
Area491-Hillard
SubdivisionHilliard
CityHilliard
CountyNassau
StateFL
Zip Code32046
Lot Size479,160 sq ft
Parcel Number103N24232000330040

Amenities

UtilitiesElectricity Connected
Water SourcePrivate
ParkingDetached

Interior

AppliancesConvection Oven, Dishwasher, Double Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedSeptember 14, 2026
Days on Market56
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PRISTINE PROPERTIES OF FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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