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Sold

Sold·Closed May 15, 2026·5 days on market

241656 CR121

Hilliard, FL 32046

$410,000sold priceListed at $425,000 · 96.5% of asking$269/sqftMLS# 2138645
4
Beds
2
Baths
1,523
Sq Ft
2024
Built
2
Garage
No
Pool
No HOA2.41 acresSingle Family Residence1 story

About this home

Hilliard

Full price offer gets 10K buyer closing cost assistance! Discover the lifestyle you've been dreaming of! This nearly new, 2-year-old home offers modern comfort with a touch of peaceful charm. Inside, you'll find durable LVP flooring, granite countertops. The open floor plan keeps everyone connected-perfect for entertaining, with the kitchen flowing into the main living areas so the cook is always part of the conversation. Smooth ceilings and recessed lighting add a clean, contemporary feel, creating a space that's both stylish and relaxing. Step outside and enjoy the serenity of country living. The spacious backyard features a chicken coop and a large metal building-ideal for a workshop, garage, or the ultimate hangout for outdoor cooking and gatherings. You'll have room for a garden so you can grow your own fresh veggies Just a short drive to Jacksonville (30 minutes), Fernandina Beach (45 Minutes), Kings Bay (40 Minutes) you'll find balance and peace!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,271
Property taxesest. at asking price, Nassau County$566
Estimated total, before insurance$2,837/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$410,000
$82,000
Loan Term
Monthly Payment
$2,271
Principal & Interest: $2,271
Property taxes (est.): $566
Insurance (est.): $273
Estimated Total Monthly
$3,110
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,629 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Southwest-facing backyard — long light and winter sunsets

The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 7:32 AM, sunset 6:54 PM.

  • The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
  • Summer late-afternoons run hot, and shading the lanai’s west edge earns its keep.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $175/sq ft; this home is listed at $279/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
18494 Broken Arrow Road, Hilliard, FL 32046Listed by FERNANDINA BEACH REALTYAug 2026$245,500$1363/21,800360.8
18044 Geranium Lane, Hilliard, FL 32046Listed by FLORIDA HOMES REALTY & MTG LLCJul 2025$160,500$903/21,782260.8
17187 Liller Road, Hilliard, FL 32046Listed by FLORIDA HOMES REALTY & MTG LLCOct 2025$440,000$2623/21,6801300.9
171007 Andrews Road, Hilliard, FL 32046Listed by EXP REALTY LLCDec 2025$130,000$902/21,440161
171051 Andrews Road, Hilliard, FL 32046Listed by FLORIDA HOMES REALTY & MTG LLCAug 2025$300,000$2023/21,4821521
171133 Andrews Road, Hilliard, FL 32046Listed by MOMENTUM REALTYMar 2026$312,000$1754/21,78281.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$425,000
Price / Sq Ft$279
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,523
Acres2.41 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNortheast

School Information

ElementaryHilliard
MiddleHilliard

Community Information

Address241656 CR121, Hilliard, FL 32046
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionMetes & Bounds
CityHilliard
CountyNassau
StateFL
Zip Code32046
Lot Size104,979.6 sq ft
Parcel Number274N23007000130000
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Not Available
SewerSeptic Tank
Water SourcePrivate, Well
ParkingDetached, Garage

Interior

AppliancesElectric Oven, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
# of Stories1
LevelsOne

Exterior

Lot DescriptionCleared, Few Trees
Patio / PorchFront Porch, Patio
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedApril 6, 2026
Days on Market5
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IRON VALLEY REAL ESTATE NORTH FLORIDA

Sold by: REAL BROKER LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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